Your Path to Debt Freedom
Spergel’s Debt Calculator
Use our debt repayment calculator to find out how much you would end up paying under different debt repayment strategies. Please enter all the debt you owe excluding mortgages or secured car loans.
A consumer proposal is a great alternative to a consolidation loan and allows you to only repay a portion of what you currently owe. It is a legally binding arrangement with your creditors all at once that only a Trustee can file for you.