Battling with unmanageable credit card debt? Got multiple credit cards and finding it difficult to stay on top of each of the payments? Credit card …
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In need of debt relief or advice from experienced financial professionals? From debt consolidation to filing bankruptcy and consumer proposals, our team of trustees have been helping Canadians gain debt relief for over thirty years. Explore our Learning Centre for debt relief expertise, or book a free consultation to begin your journey to a fresh financial future.
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Are you struggling with overwhelming debt? Owe different debts to a number of different creditors? At Spergel, with over thirty years’ experience of helping Canadians …
Unfortunately in Canada these days, it is all too easy to find yourself in over your head with debt. A rising cost of living, creeping …
A writ of execution is a formal order issued by a body with judicial jurisdiction, like a court, that puts in force a judgement of …
It is all too easy to feel as though you are standing on top of a mountain of debt when you have various bills and …
There are many reasons why more and more Canadians are finding themselves with increasing amounts of debt each year. Societal pressure can make us all …
Have you been threatened with placement of a lien on your property? When you are struggling with bills and debts you cannot afford to repay, …
For so many Canadians these days, repaying student loans is an ongoing challenge – even more so with the current student debt crisis. In fact, …
Are you anxious about how you will go about paying back government benefits? This is the problem of many Canadians, who, in the height of …
You have likely discovered this page if you have recently submitted your tax return and are unsure of what a CRA Notice of Assessment is. …
There is nothing more stressful than receiving persistent collection calls from agencies claiming that you owe them money. On top of this, they may be …
When you file a consumer proposal, half of the battle is having it accepted by your creditors and the court. At Spergel, we have a …
Certificate of Full Performance consumer proposal – what is it? More
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What to Bring to an Appointment
To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.
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