Debt Relief in Barrie: Licensed Insolvency Trustees
Our team in Barrie has played a major part in Spergel helping over 100,000 Canadians gain debt relief. We have shown thousands of individuals living in Ontario just how great it feels to be debt free. If you need debt help in Barrie, contact Spergel and we can offer credit counselling, help you to manage your finances, and find debt solutions. Whether you need to file a consumer proposal or bankruptcy, our team will offer you debt solutions in Barrie.Book an appointment Request a call
Learn more about debt solutions in Barrie
Despite Barrie being a medium sized city in Ontario, at Spergel we pride ourselves on offering a small town service to our clients. You can expect to find a caring team of experienced Licensed Insolvency Trustees, and a calming place you can drop by when it is convenient for you. All our Barrie bankruptcy trustees offer flexible appointments to our clients to give you the time needed to ensure you understand your debt solution options. We understand the stress involved in having overwhelming debt, and provide a truly caring service. We have the expertise to file all legal debt solutions, from credit counselling through to bankruptcy. Unlike other bankruptcy firms, you will also be assigned your own trustee to walk you through each step of your journey to financial freedom.TALK TO OUR TRUSTEE, Rob
Spergel – Barrie
Our Barrie Licensed Insolvency Trustee, Rob, has years of experience in delivering debt relief. Reach out if you are receiving collection calls, being threatened with a wage garnishment, or simply struggling with monthly payments. Rob will review your financial situation and explore the best possible debt solutions for you, from consumer proposals to credit counselling and debt consolidation. Always going above and beyond, Rob ensures a customized approach for every single client. He offers flexible meeting times, and assures all clients that there is a debt solution for any debt problem, no matter how big. When he is not in the office, Rob likes to spend time with his family, travel, and loves to play baseball. As well as Barrie, Rob also offers debt relief in both Aurora and London, Ontario.
Consumer Proposals in Barrie
If you would like to reduce your debt by up to 80% and keep hold of your assets, you may be interested in a consumer proposal in Barrie. Consumer proposals are a popular bankruptcy alternative, consolidating your debts into a single manageable monthly payment. Your Barrie Licensed Insolvency Trustee will work with you to agree an affordable debt repayment for you, before negotiating with debtors on your behalf. Further consumer proposal advantages include a stay of proceedings to stop creditors from contacting you, and the immediate end to wage garnishment, interest, and penalties. With an acceptance rate of almost 100% on our consumer proposals, Spergel is highly experienced in providing debt solutions in Barrie. Unlike other Barrie debt relief firms, you will receive your own trustee for the entire process.
Bankruptcy in Barrie
Bankruptcy is often a last resort for those who find themselves in debt, but sometimes it is the best option for gaining debt relief. For over thirty years, our Barrie debt relief experts have been helping clients through the bankruptcy process to enable them to begin a fresh financial future. Licensed Insolvency Trustees are the only professionals legally able to file bankruptcy. Our bankruptcy trustees will work with you to decide whether or not bankruptcy is the best option for you. No matter how large your debt, bankruptcy can eliminate the problem. Our Spergel Barrie office will work with you to establish a stay of proceedings to keep creditors at bay, and explain your asset entitlements. We understand how overwhelming the prospect of bankruptcy can be, and so are with you every step of the way.
Debt Consolidation in Barrie
If you have multiple debts, for instance, credit card debt and payday loans, a debt consolidation loan could be the perfect debt relief solution for you. Debt consolidation takes various forms, from loans to second mortgages. It means you can condense different debts into a new loan, resulting in one manageable monthly payment. Often this also results in a lower overall interest rate. Our debt relief team in Barrie will discuss your unique financial circumstances with you to determine the best pathway to financial freedom. At Spergel, our Barrie bankruptcy trustees are experts in restructuring debt and can provide you with the advice you need. For over thirty years, we have been helping Canadians in the Barrie area, and we are here to help you too.
Tax Debt Relief in Barrie
Tax debt can be one of the most stressful forms of debt, given the powers of the Canada Revenue Agency. It is important to handle tax debt immediately by contacting a reputable Licensed Insolvency Trustee. As the only professionals legally able to administer all forms of debt, they are able to advise on the most appropriate forms of tax debt relief for you. At Spergel, our bankruptcy trustees in Barrie will negotiate with the CRA for you, helping to settle your tax debt and freeze penalties and interest. Our experienced team is also able to stop wage garnishment, and work with you on a repayment strategy. Debt relief solutions like bankruptcy and consumer proposals can clear your tax debt and allow you to move forward with your life, free from overwhelming debt.
Wage Garnishment in Barrie
The threat of a wage garnishment is tough when you are already struggling with debts that are racking up. It becomes even more stressful when your income is suddenly decreased by your employer, offering even less support for your debts. At Spergel, our Barrie debt help team is empathetic and caring while handling wage garnishments. As soon as you are threatened with wage garnishment, reach out to Spergel. We have over thirty years’ experience of stopping wage garnishments in Barrie. By filing either a consumer proposal or bankruptcy, we can ensure a stay of proceedings to prevent creditors contacting or harassing you. We will help stop your wage garnishment to allow you a fresh financial start.
Credit Counselling in Barrie
If you need credit counselling in Barrie, our Spergel team is here to help you. Our experienced Licensed Insolvency Trustees offer credit counselling to empower you to manage your finances. We will review and discuss your financial circumstances with you, and advise you on the best forms of debt relief for you. If you are reliant on credit cards or payday loans, we will help you to break the cycle. Our Barrie team offers support on debt repayment, and indeed debt solutions like consumer proposals and bankruptcy. At Spergel, you will receive your own bankruptcy trustee to walk you through each step of your debt relief journey. By getting credit counselling in Barrie, you can gain a steer on money management and budgeting, as well as rebuilding your credit report.
Why Choose Spergel For Debt Relief in Barrie?
Our Barrie debt relief team has been assisting Canadians gain debt relief for over thirty years. Spergel’s Barrie Licensed Insolvency Trustees have helped thousands on their journey to a fresh financial start through filing bankruptcy and consumer proposals. You can book a free consultation with one of our bankruptcy trustees to begin tackling your overwhelming debt and work through a solution. At Spergel, we have an A+ accreditation on the Better Business Bureau, and locations across Ontario and Canada to give you a fresh financial start. Allow us to help you enjoy life after bankruptcy, or to break your cycle with debt repayment, be it credit card debt or tax debt.