Debt Solutions in Brampton

Helping people discover how good debt free feels in Brampton for 30 years

Book an appointment Request a call

Visit us in Brampton and learn more about our debt-free solutions

We have a more casual atmosphere in our office, but it comes with a highly skilled staff with many years of experience. Our office is bright and welcoming, a place where you can come to solve your financial problems and start on the road to financial stability.

First impressions are very important, and we make sure that you feel taken care of from your first phone call to your final visit. We understand that people come to see us because you are experiencing a lot of stress from your current debt issues. Our priority is to make sure you feel the burden lift from your shoulders when you walk through our door and know that we will help you get a fresh start. We are professional and knowledgeable, and accommodating to all kinds of situations. Our team makes it a priority to treat people with respect.


Book your free phone consultation with our caring team to discuss your options and start your journey towards financial freedom.

In Spanish, a debt is known as a “deuda”. Chris has been an LIT for over 20 years and he’s well-versed in bankruptcy – but in his spare time he’s just beginning to learn Spanish. Studying a new language has taught Chris that learning about bankruptcy can be like learning a new language. Chris takes all the time you need to understand your options so that you can make an informed decision. When he’s not at the office educating people about bankruptcies and consumer proposals, Chris plays pick-up hockey with his friends and spends time with his family.

From summer student to Trustee, Samantha has been working with Spergel since 2010. Initially articling with Spergel in Toronto, she is now managing our Brampton location.

With a background in history and socio-politics, Samantha utilizes her unique skill set while working with individuals and families to help them understand the options available to deal with debt and creditors, including the ins an outs of the bankruptcy and proposal process. She is committed to breaking the stigma associated with bankruptcy and insolvency by expanding awareness and access to consumers about debt-relief options, and the financial freedom that can be achieved through them.

Outside of the office, Samantha is an avid history lover and traveller, having studied in Eastern Europe, before completing her Masters degree in Italy and Malta.

Consumer Proposals Brampton

A consumer proposal will consolidate your debts into one affordable monthly payment, allow you to keep assets like the equity in your home, stop collection calls, freeze interest and penalties and end wage garnishments

At Spergel we pride ourselves on going the extra mile. We help you make the best offer you can to your creditors. We have a 99% acceptance rate for the consumer proposals we file. You will always have the same familiar, local person helping you through to the end of your proposal.

You owe it to yourself to find a Licensed Insolvency Trustee who will stick with you through the entire process, from start to finish.


Personal Bankruptcy Help in Brampton

Here in our Brampton office, our team has been helping clients through the personal bankruptcy process for 30 years. We will work with you to determine if filing for bankruptcy is right for you.

Filing bankruptcy doesn’t have to be difficult. We make personal bankruptcy easier; you are not passed from one department to the next, you will be guided by the same person through your debt relief journey.

We believe that you should make an informed decision about your debt relief plan and our caring team will answer any questions that will help you decide what that plan should be.


Brampton Tax Debt Help

Ignoring your debt can lead to big problems and it can easily become too late to negotiate directly with CRA. We want to help you live a life where your tax debt (and the threat of CRA action) do not have control over your finances.

If you already suspect that you need tax solution services – Spergel can help. We can put a permanent stop to the interest and penalties and reduce the total amount owing.

Let us help you develop a plan that will free you from your tax debt without any unwanted consequences like a wage garnishment or a lien on your property.


Brampton Wage Garnishment Help

We understand that a wage garnishment is the last thing you need right now. Decreasing your income isn’t going to help you resolve your debt problems.

At Spergel we can stop your wage garnishment with a legal stay of proceedings. Only a proposal or a bankruptcy can stop a garnishment, interest, and penalties that you are being charged. Call a Licensed Insolvency Trustee to get debt help today, stop your wage garnishment and restore your income to 100%.