Debt Solutions in Brantford

Helping people discover how good debt free feels in Brantford for 30 years.

Visit us in Brantford and learn more about our debt-free solutions

Our Brantford office is a welcoming and friendly environment, where people with financial difficulties can come to get viable solutions. The philosophy we employ is to understand each person’s unique situation and ensure we are helping you address not only your financial issues but also the factors that brought them about. Trevor, Our Licensed Insolvency Trustee, values your time and offers appointments at your convenience, even in the evenings and on weekends.


Consumer Proposals Brantford

A consumer proposal will consolidate your debts into one affordable monthly payment, allow you to keep assets like the equity in your home, stop collection calls, freeze interest and penalties and end wage garnishments.

At Spergel we pride ourselves on going the extra mile. We help you make the best offer you can to your creditors. We have a 99% acceptance rate for the consumer proposals we file. You will always have the same familiar, local person helping you through to the end of your proposal.

You owe it to yourself to find a Licensed Insolvency Trustee who will stick with you through the entire process, from start to finish.

Personal Bankruptcy Help in Brantford

Here in our Brantford office, our team has been helping clients through the personal bankruptcy process for 30 years. We will work with you to determine if filing for bankruptcy is right for you.

Filing bankruptcy doesn't have to be difficult. We make personal bankruptcy easier; you are not passed from one department to the next, you will be guided by the same person through your debt relief journey.

We believe that you should make an informed decision about your debt relief plan and our caring team will answer any questions that will help you decide what that plan should be.

Brantford Tax Debt Help

Ignoring your debt can lead to big problems and it can easily become too late to negotiate directly with CRA. We want to help you live a life where your tax debt (and the threat of CRA action) do not have control over your finances.

If you already suspect that you need tax solution services – Spergel can help. We can put a permanent stop to the interest and penalties and reduce the total amount owing.

Let us help you develop a plan that will free you from your tax debt without any unwanted consequences like a wage garnishment or a lien on your property.

Brantford Wage Garnishment Help

We understand that a wage garnishment is the last thing you need right now. Decreasing your income isn't going to help you resolve your debt problems.

At Spergel we can stop your wage garnishment with a legal stay of proceedings. Only a proposal or a bankruptcy can stop a garnishment, interest, and penalties that you are being charged. Call a Licensed Insolvency Trustee to get debt help today, stop your wage garnishment and restore your income to 100%.

Meet your Brantford LIT,

Practicing in Hamilton and Southwestern Ontario for more than 20 years, Trevor’s corporate and personal insolvency experience has led to quotes and interviews in both TV and print. Trevor is known for his practical approach, his innovative problem-solving, and his strong belief in providing the best client experience possible.

Trevor’s recent articles and interviews include:
“More millennials grappling with high debt loads”
"What U.S. Steel Canada’s court protection means"

Outside the office, Trevor in the past ran in the 100th Anniversary of the “Around the Bay Road Race” and regularly trail runs in the Dundas Valley.