Debt Relief in Mississauga: Licensed Insolvency Trustees
If you are in need of debt help or bankruptcy in Mississauga, Ontario, our experienced team at Spergel can help. For years, our Mississauga debt relief experts have been helping hard working Canadians gain debt relief. From our Spergel office in Mississauga, we can show you how good it feels to be debt free by reviewing your situation and proposing a plan. Our debt relief services include consumer proposals, bankruptcy, credit counselling, debt consolidation, and debt settlement. As well as offering debt help in Mississauga, we support the neighbouring communities of Brampton South, Clarkson, Erindale, Long Branch, Mimico, Port Credit, Rexdale, Streetsville, Swansea, and West Etobicoke.Book an appointment Request a call
Learn more about debt solutions in Mississauga
At Spergel, our team of Licensed Insolvency Trustees in Mississauga love the diversity of the city, and think it is one of the best parts of living here. We speak a number of different languages, including Guerati, Hindi, Bengali, Cantonese, Marathi, Polish, and Urdu, and embrace the wider community. We also understand how stressful it can be needing debt help in Mississauga. In our office, you will find a caring and compassionate team of experienced bankruptcy trustees, and a welcoming environment. For Mississauga debt relief, our reputable team provides flexible appointments at your convenience and a wealth of knowledge, no matter what your debt problems. At Spergel, we have helped over 100,000 Canadians become debt free, and we are here to help you too. Our Mississauga Licensed Insolvency Trustee, Chris, will provide a free financial review for you to see how we can help you on the journey to financial freedom.TALK TO OUR TRUSTEE, Chris
Spergel – Mississauga
Our Mississauga bankruptcy trustee, Chris, has been helping Canadians gain relief from debt for over twenty years. Familiar with all forms of debt help from bankruptcy to stopping wage garnishments to consumer proposals, Chris has administered it all. He is incredibly patient, working with you to help you understand your debt relief options so that you are empowered to make an informed decision. He realizes there is complex terminology associated with consumer proposals and bankruptcy, and is here to walk you through each step of your journey to debt relief in Mississauga. Outside of the office, Chris enjoys learning Spanish, playing pick-up hockey with friends, and spending quality time with his family.
Consumer Proposals in Mississauga
A consumer proposal is a legal form of debt relief, whereby a Licensed Insolvency Trustee formally settles your debts with your creditors. Your trustee will work with you to establish a manageable and affordable monthly repayment for you. They then propose this to your creditors, meaning that often a consumer proposal can reduce your debt by up to 80%. When filing a consumer proposal in Mississauga with Spergel, we have a 99% acceptance rate. A popular bankruptcy alternative, consumer proposals legally stop creditors from contacting you, and immediately end wage garnishment through a stay of proceedings. Other consumer proposal advantages include the ability to keep your assets, and a lack of interest or penalties on your new monthly payments. Unlike other Mississauga debt relief firms, you will receive your own trustee at Spergel to help you through the entire process.
Bankruptcy in Mississauga
Our Mississauga debt relief team has been guiding Canadians through the bankruptcy process for over thirty years. With our experience, we can help you to decide whether or not bankruptcy is the right option for you. Although bankruptcy is often considered a last resort when it comes to debt relief, and while it can be complicated, our Mississauga bankruptcy trustees will simplify the process for you. Bankruptcy has a number of advantages, and can ultimately allow you to begin a fresh financial future. It will clear all of your unsecured debt, no matter how overwhelming it may be. Unlike other bankruptcy firms, our Mississauga debt relief experts will work with you each step of the process. We will also generate a stay of proceedings so that you can enjoy life free from collection calls immediately.
Debt Consolidation in Mississauga
If you have multiple debts, like credit card debt and payday loans, a debt consolidation loan could be the perfect debt relief solution for you. Debt consolidation takes various forms, from loans to second mortgages. Debt consolidation in Mississauga means you can condense different debts into a new single loan, resulting in one manageable monthly payment. Often, this also results in a lower overall interest rate. Our debt relief experts in Mississauga will discuss your unique financial circumstances with you to determine the best pathway to financial freedom. At Spergel, our Mississauga bankruptcy trustees are experts in restructuring debt and will offer you the advice you need. For over thirty years, we have been helping Canadians in the Mississauga area, and we are here to help you too.
Tax Debt Relief in Mississauga
Ignoring tax debt is the worst thing you can do, as it can diminish your debt relief options. That is why it is so important to speak to a Licensed Insolvency Trustee immediately. Trustees are the only professionals able to help you seek tax debt relief. At Spergel, we can negotiate directly with the Canada Revenue Agency to stop interest and penalties and confirm a repayment plan for you. If your wages have been garnished or your bank account frozen, we are also able to undo those actions. Debt relief solutions like bankruptcy and consumer proposals can clear your tax debt and allow you to move forward with your life, free from overwhelming debt. Our Mississauga debt relief team will give you the advice you need – simply book a free consultation today.
Wage Garnishment in Mississauga
The threat of a wage garnishment is tough when you are already struggling with overwhelming debts. It becomes even more stressful when your income is suddenly decreased by your employer, meaning you can make even less of a repayment towards your debts. At Spergel, our Mississauga debt help team is empathetic and caring while handling wage garnishments. As soon as you are threatened with wage garnishment, it is important to reach out to our Mississauga bankruptcy trustees immediately. We have over thirty years’ experience of stopping wage garnishments in Mississauga and the Greater Toronto Area. By filing either a consumer proposal or bankruptcy, we can generate a stay of proceedings to permanently prevent creditors contacting or harassing you again. We can stop your wage garnishment and restore your income to allow you to start a fresh financial future.
Credit Counselling in Mississauga
If you need credit counselling in Mississauga, our Spergel team is here to help you. Our experienced Licensed Insolvency Trustees offer credit counselling to empower you to manage your finances. We will review and discuss your financial circumstances with you, and advise you on the best debt solutions for you. If you want to break free from the cycle of credit cards or payday loans, we can help. Our Mississauga team offers support on debt repayment, and debt solutions like consumer proposals and bankruptcy. At Spergel, you will receive your own bankruptcy trustee to walk you through each step of your debt relief journey. By getting credit counselling in Mississauga, you can gain support and direction on money management and budgeting, as well as rebuilding your credit report.
Why Choose Spergel For Debt Relief in Mississauga?
Our Mississauga debt relief team has been helping Canadians gain debt relief for over thirty years. Spergel’s Mississauga Licensed Insolvency Trustees have helped thousands of individuals on their journey to a fresh financial start through filing bankruptcy and consumer proposals. You can book a free consultation with one of our bankruptcy trustees to begin tackling your overwhelming debt and work through a solution. At Spergel, we have an A+ accreditation on the Better Business Bureau, and locations across Ontario and Canada to give you a fresh financial start. Allow us to help you enjoy life after bankruptcy, or to break your cycle with debt repayment, be it credit card debt or tax debt.