Debt Relief in North York: Licensed Insolvency Trustees
Spergel has been helping Canadians gain debt relief in North York, The Greater Toronto Area and Ontario for over thirty years. If you are struggling to manage your finances or have overwhelming debt and are unsure of what to do next, our experienced North York debt relief team is here for you. Should you need debt counselling, debt consolidation, a consumer proposal or a bankruptcy, our Licensed Insolvency Trustee team in North York can help.Book an appointment Request a call
Learn more about debt relief in North York
Our professional team in North York offers a number of debt relief solutions and credit counselling support to those in North York, the Greater Toronto Area and Ontario. We assist with your financial struggles and overwhelming debt, and will discuss your unique circumstances to advise on the most appropriate form of debt relief for you. North York is Spergel’s head office, and was founded back in 1989. Since then, we have been helping Canadians gain debt relief from the comfort of our office which is as diverse as the wider Toronto community itself. Rest assured that at Spergel, you will be assigned your own Licensed Insolvency Trustee to walk you through each step of the debt relief process.TALK TO OUR TRUSTEE, Jeff
Spergel – North York
Jeff is a highly experienced Licensed Insolvency Trustee and delivers the personalized attention needed when gaining debt relief. Endeavouring to provide appointments at times that work best for you, Jeff offers flexible financial support. Having worked as a bankruptcy trustee for over eighteen years, Jeff makes sure to put all his clients at ease, reassuring them that there is a solution to all financial situations. A true family man, Jeff is always ready to help people like you on the journey to a fresh financial start.
E: firstname.lastname@example.org T: (416)498-4315
Gillian is also based in North York, and is a genuinely compassionate and caring Licensed Insolvency Trustee. Possessing multiple impressive credentials, Gillian is the Vice-Chair of the Ontario Association of Insolvency and Restructuring Professional’s Consumer Practice Committee. With her wealth of experience, Gillian helps individuals on their journey to debt relief, be it through bankruptcy, consumer proposals, or debt consolidation. You may even see Gillian featured in BNN and the Globe and Mail, offering commentary on her work.
Consumer Proposals in North York
If you are seeking debt relief in North York, you may not know that there are a number of alternatives to bankruptcy. A consumer proposal is a popular choice for gaining a fresh financial future, providing debtors with just one affordable monthly payment in exchange for clearance of all unsecured debts. A legal form of debt relief, it can reduce debt by up to 80%. By filing a consumer proposal in North York, you can keep your assets with the support of Spergel’s Licensed Insolvency Trustees. A consumer proposal also generates a stay of proceedings that automatically prevents creditors from contacting you or pursuing a wage garnishment against you. We will walk you through every step of your consumer proposal, working with you to secure you the most manageable monthly payment possible. At Spergel, almost 100% of the consumer proposals we file are accepted, so you know you are in good hands with us.
Bankruptcy in North York
Our team of North York bankruptcy trustees have been helping clients file bankruptcy and begin fresh financial futures for over thirty years. Legally requiring a Licensed Insolvency Trustee to administer bankruptcy, we understand the ins and outs of filing bankruptcy no matter what your situation. You will receive your own assigned bankruptcy trustee to walk you through each step of the journey. Initially, we will review your financial situation with you to see if filing bankruptcy is best, or if a bankruptcy alternative may be better suited. Our caring trustees are here to support you through filing bankruptcy in North York, and will work closely with you to address any financial questions you may have.
Debt Consolidation in North York
Should you be struggling with overwhelming credit card debt or payday loans, debt consolidation may well be an excellent form of debt relief for you. A debt consolidation loan is most often a new loan you take out to condense various other debts into one, although it can also take the form of a home equity loan or a second mortgage. Debt consolidation has the advantages of allowing one monthly manageable payment, and often lowers your overall interest rate. At our North York office, we have helped thousands of Canadians gain debt relief through restructuring debt. We will help you to consider your debt management options and provide you with the information to ensure you make the right financial decision for you.
Tax Debt Relief in North York
It is all too easy for tax debt to become overwhelming in North York and the Greater Toronto Area. Tax debt should be handled immediately, to avoid the powers of the Canadian Revenue Agency. It is possible to gain tax debt relief, and Licensed Insolvency Trustees are the only professionals able to file all forms of tax debt relief. We can work with the CRA on your behalf to stop penalties and interest, settle tax debt, and share a repayment strategy. From our North York office, we can also stop wage garnishments and liens on your property from the CRA, and allow you to live life free from tax debt once again. Reach out today.
Wage Garnishment in North York
Undergoing or being threatened with a wage garnishment is one of the most stressful situations you can experience, but we can help you right here in North York. On top of overwhelming debt, a reduction in your income is hardly the most helpful experience. If this is something you are currently facing, reach out to Spergel right away. Our reputable Licensed Insolvency Trustees can stop your wage garnishment in North York immediately. We will also work with you to establish a debt repayment plan, and generate a stay of proceedings so that creditors are prevented from contacting you. The primary methods of stopping a wage garnishment are through filing a consumer proposal or bankruptcy. Both of these options are an avenue to a fresh financial start, free from overwhelming debt.
Credit Counselling in North York
Within the North York and Greater Toronto Area, our experienced Licensed Insolvency Trustees offer credit counselling for debt relief. We will work through your current financial situation, and advise on how best to repay debt, as well as a longer term strategy. Our North York bankruptcy trustees will explore options with you including filing a consumer proposal or bankruptcy. With Spergel, you will be assigned your own bankruptcy trustee to discuss your finances, and they will be with you for your entire debt relief journey. By having credit counselling in North York, you will also gain education on managing money, budgeting, and your credit report.
Why Choose Spergel For Debt Relief in North York?
Spergel has one of the most experienced teams of North York Licensed insolvency Trustees in the Greater Toronto Area. As bankruptcy trustees are the only professionals in Canada able to file consumer proposals and bankruptcy by law, we have the expertise you need. We have helped over 100,000 Canadians gain debt relief and begin a fresh financial future, and we can help you too. At Spergel, we have an A+ accreditation on the Better Business Bureau, and locations across Canada to give you a fresh financial start. Book a free consultation with one of our team to begin your journey to debt relief in North York.