Debt Relief in Saskatoon: Licensed Insolvency Trustees
Our team in Saskatoon has provided debt solutions to many Canadians in need of debt relief over the years. In fact, at Spergel, we have helped over 100,000 Canadians on their pathway to financial freedom. For debt relief in Saskatoon, we work with you to understand your financial circumstances, and will recommend the best pathway for you. This could be credit counselling, debt consolidation or filing a consumer proposal or bankruptcy.Book an appointment Request a call
Learn more about debt solutions in Saskatoon
If you need debt help, book a free consultation or visit our Saskatoon office for more information on the debt relief solutions available to you. You can expect to find a caring team of experienced Licensed Insolvency Trustees, and a welcoming, approachable environment. We know how difficult it is to be struggling with debt, and we treat each and every case with compassion and understanding. All of our Saskatoon bankruptcy trustees offer flexible appointments that work for you on your terms. We will explore each form of debt relief, from debt consolidation to consumer proposals and bankruptcy. Typically, we will substantially reduce and even clear your debt. Unlike other bankruptcy firms, you will also be assigned your own trustee to walk you through each step of your journey to financial freedom.TALK TO OUR TRUSTEE, Chris
Our Saskatoon Licensed Insolvency Trustee, Chris, has over twenty years of experience in delivering debt relief. If you are being threatened with a wage garnishment or harassed by collection calls, Chris will teach you all about your options for debt relief in Saskatoon. If you are struggling to pay your bills and cannot make your debt repayments, Chris will assess your financial situation and advise you on the best debt relief solution for you. These include debt consolidation, consumer proposals, bankruptcy and more, ensuring a bespoke approach for your circumstances. Chris offers flexible meeting times to suit you, and has a reassuring approach. No matter how bad you feel your financial situation may be, there is always a debt solution to help you. Outside of the office, Chris enjoys playing pick-up hockey with his friends and spending time with family.
Ashvin is passionate about helping people both in and out of his office. As an LIT he oversees Spergel’s Saskatchewan offices. He prides himself on creating an environment where his clients are comfortable and confident about making decisions concerning their debt. In addition to helping people discover debt solutions at the office, outside of work Ashvin serves as a Volunteer Coordinator for “Free-Them”, a Canadian organization committed to raising awareness about human trafficking. When he’ is not helping others at work or in his spare time, he enjoys playing sports and spending time with family and friends.
Consumer Proposals in Saskatoon
Consumer proposals are a legal form of debt settlement in Canada and a popular bankruptcy alternative. In fact, they can reduce your debt by up to 80%. When filing a consumer proposal in Saskatoon, you are entitled to keep your assets. You propose an affordable monthly repayment figure to your creditors, and your Saskatoon Licensed Insolvency Trustee will negotiate with your creditors on your behalf. Further consumer proposal advantages include a stay of proceedings to stop creditors from contacting you, and the immediate end to wage garnishment, interest, and penalties. As a highly experienced provider of debt relief in Saskatoon, at Spergel we have an acceptance rate of 99% on all consumer proposals we file. Unlike other Saskatoon debt solution firms, you will be assigned a trustee for the entire process, instead of being passed from person to person.
Bankruptcy in Saskatoon
Bankruptcy is often a last resort for those who find themselves in debt, but sometimes it is the best option for gaining debt relief. Bankruptcy in Saskatoon is the process of assigning any of your non-exempt assets over to your Licensed Insolvency Trustee in exchange for the clearance of your unsecured debts. For over thirty years, our Saskatoon debt relief experts have been helping clients through the bankruptcy process to enable them to begin a fresh financial future. If you are considering filing bankruptcy in Saskatoon, our reputable team will help you to decide whether or not it is the best option for you. No matter how large your debt, bankruptcy can eliminate the problem. Bankruptcy can only be filed by a Licensed Insolvency Trustee in Canada, so it is worth booking a free consultation to discuss the bankruptcy process beforehand. At Spergel, we understand how overwhelming the prospect of bankruptcy can be, so we are with you every step of the way.
Debt Consolidation in Saskatoon
Debt consolidation in Saskatoon is a great form of debt relief if you have multiple debts like credit card debt and payday loans. Debt consolidation is a new loan you take out to combine your various other debts to simplify them into one. This allows you to have a single payment instead of multiple separate payments to make. It also has the advantage of often reducing or even eliminating your interest rate. Our debt relief team in Saskatoon will discuss your unique financial circumstances with you to determine the best pathway to financial freedom. At Spergel, our Saskatoon bankruptcy trustees are experts in restructuring debt and can provide you with the advice you need. For over thirty years, we have been helping Canadians in the Saskatoon area, and we are here to help you too.
Tax Debt Relief in Saskatoon
Tax debt can be one of the most stressful forms of debt, given the powers of the Canada Revenue Agency. It is important to handle tax debt immediately by contacting a reputable Licensed Insolvency Trustee in Saskatoon. As the only professionals legally able to administer all forms of debt, they are able to advise on the most appropriate forms of tax debt relief for you. At Spergel, our bankruptcy trustees in Saskatoon will negotiate with the CRA for you, helping to settle your tax debt and freeze penalties and interest. Our experienced team is also able to stop wage garnishment, and work with you on a repayment strategy. Debt relief solutions like bankruptcy and consumer proposals can clear your tax debt and allow you to move forward with your life, free from overwhelming debt.
Wage Garnishment in Saskatoon
A wage garnishment is likely the last thing you need when you are struggling with overwhelming debts. It is the process of having your income deducted at source by your employer to go towards repaying your debts. Receiving a reduced income is not likely to help repay your debts any faster, and so it is important to stop a wage garnishment as soon as you can. At Spergel, our Saskatoon debt relief team is compassionate and caring while handling wage garnishments. As soon as you are threatened with wage garnishment, reach out to Spergel immediately. We have over thirty years’ experience of stopping wage garnishments in Saskatoon and across Canada. By filing either a consumer proposal or bankruptcy, we can ensure a stay of proceedings to prevent creditors contacting or harassing you. We will help stop your wage garnishment to allow you a fresh financial start.
Credit Counselling in Saskatoon
If you need credit counselling in Saskatoon, our team of Licensed Insolvency Trustees is here to help you. Our experienced bankruptcy trustees offer credit and debt counselling to empower you to manage your finances. We will review and discuss your financial circumstances with you, and advise you on the best forms of debt relief for your unique situation. If you are reliant on credit cards or payday loans, we will help you to break the cycle. Our Saskatoon debt relief team offers support with repaying debt and solutions like consumer proposals and bankruptcy. At Spergel, you will receive your own Licensed Insolvency Trustee to walk you through each step of your debt relief journey. By getting credit counselling in Saskatoon, you can learn more about money management, budgeting, and rebuilding your credit score.
Why Choose Spergel For Debt Relief in Saskatoon?
Our Saskatoon debt relief team has been assisting Canadians gain debt relief for over thirty years. Spergel’s Saskatoon Licensed Insolvency Trustees have helped thousands on their journey to a fresh financial start through filing bankruptcy and consumer proposals. You can book a free consultation with one of our Saskatoon bankruptcy trustees to begin tackling your overwhelming debt and work through a solution. At Spergel, we have an A+ accreditation on the Better Business Bureau, and locations across Canada to give you a fresh financial start. Allow us to help you enjoy life after bankruptcy, or to break your cycle with debt repayment, be it credit card debt or tax debt.