Debt Relief in Vancouver: Licensed Insolvency Trustees
At Spergel, our caring and committed team in Vancouver has been helping Canadians discover just how good it feels to be debt free for over thirty years. Visit our Vancouver office to learn more about our debt relief solutions and for personalized advice tailored to your circumstances. Our debt experts help those in the Vancouver Area and beyond in British Columbia. If you need advice on a debt consolidation loan or want to file bankruptcy for a fresh start, our reputable Licensed Insolvency Trustees in Vancouver are here for you.Book an appointment Request a call
Learn more about debt relief in Vancouver
Our friendly and experienced team of Licensed Insolvency Trustees in the Vancouver Area are here to review your unique financial circumstances. They will then advise you on the most appropriate debt relief solutions for you, from debt consolidation to bankruptcy. Unlike other bankruptcy firms, you will be assigned your own trustee for the entire debt relief process instead of being passed from person to person. For debt relief in Vancouver, visit our Licensed Insolvency Trustee, Ashvin, at an appointment time that works for you, including in the evenings and weekends to begin your pathway to a fresh financial future.TALK TO OUR TRUSTEE, Ashvin
Ashvin is a Vancouver Licensed Insolvency Trustee, welcoming those in British Columbia to discuss their finances, no matter what their circumstances. Passionate about helping people both inside and outside of work, Ashvin’s mission is to create an approachable and welcoming office to empower his clients to seek debt relief. Outside of providing debt help in Vancouver and beyond, Ashvin volunteers for ‘Free Them’, a Canadian organization focused on raising awareness around human trafficking. When he is not helping others, Ashvin enjoys spending time with family and friends and playing sports.
Consumer Proposals in Vancouver
A consumer proposal is an excellent bankruptcy alternative, and a form of debt relief that often many people have never heard of. Consumer proposals are a legal form of debt settlement handled by a Licensed Insolvency Trustee to consolidate your debts into one affordable monthly payment that is suggested by you. Key advantages of a consumer proposal include reducing your debt by up to 80%, and allowing you to keep your assets. If you file a consumer proposal in Vancouver, you will also generate a stay of proceedings, which prevents collection calls and immediately stops wage garnishment. At Spergel, you are assigned your own trustee to help you through the process of filing a consumer proposal, unlike other bankruptcy firms. We have a 99% acceptance rate on all our consumer proposals here at Spergel.
Bankruptcy in Vancouver
If you need debt help in Vancouver, our Licensed Insolvency Trustees have been helping British Columbians gain debt relief for years. We can help you to determine if bankruptcy is the best option for you and your situation. Bankruptcy is the legal process of assigning any non-exempt assets you may have to a Licensed Insolvency Trustee in exchange for clearance of any unsecured debts. Bankruptcy can seem like an overwhelming process, but our experienced bankruptcy trustees are here to help you through every step of your journey to financial freedom. We believe in supporting you through debt relief in whatever form you may need, and will walk you through your options. Unlike other bankruptcy firms in Canada, you will be assigned your very own trustee and will not be passed from person to person.
Debt Consolidation in Vancouver
Struggling with various debts like credit card debt, tax debt, and payday loans? Feeling overwhelmed by having multiple different debts, and unsure of what to do next? For debt help in Vancouver, debt consolidation could be a great option for you. Debt consolidation most commonly takes the form of a debt consolidation loan. This is a new loan taken out to consolidate any existing loans into one. This simplifies your repayments, and will likely mean a reduced interest rate too. Other forms of debt consolidation include debt management plans, where we can help you to develop a realistic repayment plan. Our experienced Vancouver debt experts will help you, no matter what your financial needs. We are here to answer any questions you may have around debt restructuring and to share your options.
Tax Debt Relief in Vancouver
Facing tax debt in Vancouver is relatively common, particularly in an expensive city with high living costs and rising inflation. That said, it is important to tackle tax debt immediately. It is certainly possible to gain tax debt relief, but given the powers of the Canada Revenue Agency, it is best to handle it sooner rather than later. This gives you wider options and will stop the situation spiralling out of control. Licensed Insolvency Trustees are the only professionals in Canada legally able to administer all forms of debt relief, so they are best placed to help you with tax debt. With over thirty years’ experience of helping Canadians gain tax debt relief, we will negotiate with the Canada Revenue Agency, create repayment plans, and stop interest and penalties. Start addressing your tax debt today for a fresh financial future – you owe it to yourself.
Wage Garnishment in Vancouver
Being on the receiving end of a wage garnishment in Vancouver is hardly the most helpful circumstance when you are struggling with overwhelming debt. A reduction in your income is not going to help you with debt repayment and getting your finances back on track. At Spergel, we can help. For debt help in Vancouver with wage garnishment, our Licensed Insolvency Trustees will permanently stop your wage garnishment. This is most often achieved by filing either bankruptcy or a consumer proposal to clear your unsecured debt and generate a stay of proceedings. A stay of proceedings legally prevents collection calls, interest, and penalties. Most importantly, it stops your wage garnishment and fully restores your income. The sooner you reach out, the sooner we can stop your wage garnishment in Vancouver to get your income back on track.
Credit Counselling in Vancouver
Credit counselling in Vancouver is professional support to find a solution to your debt. At Spergel, our experienced Vancouver bankruptcy trustees will discuss with you your unique financial circumstances. We can then share the available debt relief options for you, as well as the pros and cons of each, from debt consolidation loans to consumer proposals to bankruptcy. We can also provide credit counselling sessions to teach you about money management, learning to budget, and rebuilding your credit score.
Why Choose Spergel For Debt Relief in Vancouver?
Spergel has one of the most experienced teams of Vancouver Licensed insolvency Trustees. In fact, Licensed Insolvency Trustees are the only professionals in Canada legally able to file debt relief solutions including bankruptcy and consumer proposals. For over thirty years, we have been helping Canadians gain debt relief by working with creditors and preventing collection calls and wage garnishments. At Spergel, we have an A+ accreditation on the Better Business Bureau, and locations across Canada to give you a fresh financial start. Book a free consultation with one of our team to begin your journey to debt relief in Vancouver.