Debt Relief in Richmond Hill: Licensed Insolvency Trustees

Spergel has been helping Canadians gain debt relief in Richmond Hill and Ontario for over thirty years. If you are struggling to manage your finances or have overwhelming debt and are unsure of what to do next, our experienced North York debt relief team is here for you. Should you need debt counselling, debt consolidation, a consumer proposal or a bankruptcy, our Licensed Insolvency Trustee team in Richmond Hill can help.

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Visit Richmond Hill and learn more about our debt freedom solutions.

Our dedicated and caring local team in Richmond Hill will be by your side from the first time you call us until you have reached your goal of debt freedom. At Spergel, you won't move from one department to another. You will be guided by the same person throughout your debt relief journey, giving you the personalized attention you deserve. Jeff, our Licensed Insolvency Administrator, values ​​your time and offers appointments at your convenience, including evenings and weekends.

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Book your free phone consultation with our caring team to discuss your options and start your journey towards financial freedom.

Jeff is a highly experienced Licensed Insolvency Trustee and delivers the personalized attention needed when gaining debt relief. Endeavouring to provide appointments at times that work best for you, Jeff offers flexible financial support. Having worked as a bankruptcy trustee for over eighteen years, Jeff makes sure to put all his clients at ease, reassuring them that there is a solution to all financial situations. A true family man, Jeff is always ready to help people like you on the journey to a fresh financial start.

Consumer Proposals Richmond Hill

A consumer proposal will consolidate your debts into one affordable monthly payment, allow you to keep assets like the equity in your home, stop collection calls, freeze interest and penalties and end wage garnishments

At Spergel we pride ourselves on going the extra mile. We help you make the best offer you can to your creditors. We have a 99% acceptance rate for the consumer proposals we file. You will always have the same familiar, local person helping you through to the end of your proposal.

You owe it to yourself to find a Licensed Insolvency Trustee who will stick with you through the entire process, from start to finish.


Personal Bankruptcy Help in Richmond Hill

Here in our Richmond Hill office, our team has been helping clients through the personal bankruptcy process for 30 years. We will work with you to determine if filing for bankruptcy is right for you.

Filing bankruptcy doesn’t have to be difficult. We make personal bankruptcy easier; you are not passed from one department to the next, you will be guided by the same person through your debt relief journey.

We believe that you should make an informed decision about your debt relief plan and our caring team will answer any questions that will help you decide what that plan should be.


Richmond Hill Tax Debt Help

Ignoring your debt can lead to big problems and it can easily become too late to negotiate directly with CRA. We want to help you live a life where your tax debt (and the threat of CRA action) do not have control over your finances.

If you already suspect that you need tax solution services – Spergel can help. We can put a permanent stop to the interest and penalties and reduce the total amount owing.

Let us help you develop a plan that will free you from your tax debt without any unwanted consequences like a wage garnishment or a lien on your property.


Richmond Hill Wage Garnishment Help

We understand that a wage garnishment is the last thing you need right now. Decreasing your income isn’t going to help you resolve your debt problems.

At Spergel we can stop your wage garnishment with a legal stay of proceedings. Only a proposal or a bankruptcy can stop a garnishment, interest, and penalties that you are being charged. Call a Licensed Insolvency Trustee to get debt help today, stop your wage garnishment and restore your income to 100%.


Find debt help near you

At Spergel, our Licensed Insolvency Trustees are always available to meet with you. We offer services in 34 locations because we believe debt help should be close to home.