Visit us in Toronto and learn more about our debt-free solutions
Our dedicated and caring local team in Toronto will be by your side from the first time you call us until you have achieved your goal of debt freedom. At Spergel, you are not passed from one department to the next. You will be guided by the same person throughout your debt relief journey, giving you the personalized attention, you deserve. Graeme, our Licensed Insolvency Trustee, values your time and offers appointments at your convenience, even in the evenings and on weekends.TALK TO OUR TRUSTEE, Graeme
Spergel – Toronto – Downtown
Graeme has been helping individuals, households and firms solve their financial problems for over 10 years. Graeme is passionate about helping people, he has worked with hundreds of Toronto area residents in financial distress to overcome their personal debt issues. Prior to working in insolvency Graeme lived in Cambodia doing volunteer work with NGO’s.
Consumer Proposals Toronto - Downtown
A consumer proposal will consolidate your debts into one affordable monthly payment, allow you to keep assets like the equity in your home, stop collection calls, freeze interest and penalties and end wage garnishments
At Spergel we pride ourselves on going the extra mile. We help you make the best offer you can to your creditors. We have a 99% acceptance rate for the consumer proposals we file. You will always have the same familiar, local person helping you through to the end of your proposal.
You owe it to yourself to find a Licensed Insolvency Trustee who will stick with you through the entire process, from start to finish.
Personal Bankruptcy Help in Toronto - Downtown
Here in our Toronto – Downtown office, our team has been helping clients through the personal bankruptcy process for 30 years. We will work with you to determine if filing for bankruptcy is right for you.
Filing bankruptcy doesn’t have to be difficult. We make personal bankruptcy easier; you are not passed from one department to the next, you will be guided by the same person through your debt relief journey.
We believe that you should make an informed decision about your debt relief plan and our caring team will answer any questions that will help you decide what that plan should be.
Toronto - Downtown Tax Debt Help
Ignoring your debt can lead to big problems and it can easily become too late to negotiate directly with CRA. We want to help you live a life where your tax debt (and the threat of CRA action) do not have control over your finances.
If you already suspect that you need tax solution services – Spergel can help. We can put a permanent stop to the interest and penalties and reduce the total amount owing.
Let us help you develop a plan that will free you from your tax debt without any unwanted consequences like a wage garnishment or a lien on your property.
Toronto - Downtown Wage Garnishment Help
We understand that a wage garnishment is the last thing you need right now. Decreasing your income isn’t going to help you resolve your debt problems.
At Spergel we can stop your wage garnishment with a legal stay of proceedings. Only a proposal or a bankruptcy can stop a garnishment, interest, and penalties that you are being charged. Call a Licensed Insolvency Trustee to get debt help today, stop your wage garnishment and restore your income to 100%.