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Bankruptcy trustee near me: finding the closest Licensed Insolvency Trustee

Posted on 17 January 2023

Written by Gillian Goldblatt

Also known as bankruptcy trustees, Licensed Insolvency Trustees are qualified and experienced professionals that can advise on debt relief solutions in Canada. In fact, they are the only professionals in the country legally able to file all forms of debt relief. No matter what your financial circumstances, they can advise you on the best form of debt relief for your circumstances. Popular forms of debt relief include consumer proposals, enabling you to reduce your debt by up to 80%, and bankruptcy which offers you a completely fresh financial start by clearing your debts. Whether it is tax debt, student loan debt, or credit card debt that you are tackling, they can help you to begin a fresh financial future, negotiate with your creditors on your behalf, and offer full protection from creditors. So – how to find a bankruptcy trustee near me? On this page, we share you can go about finding a Licensed Insolvency Trustee near you, and what to expect on your first meeting.

Finding a bankruptcy trustee in Canada

You can use the map below to locate a Licensed Insolvency Trustee at one of Spergel’s offices across Canada. Bankruptcy trustees are licensed professionals (also known as Licensed Insolvency Trustees) that handle debt relief solutions including consumer proposals and bankruptcy in all provinces and territories across Canada. They are qualified to help you with your debt, with years of experience, qualifications following a number of exams, and approval from the Office of the Superintendent of Bankruptcy. The exams require vast experience and knowledge in order to pass. Candidates for the role must also complete a qualification program over a number of years in order to obtain the Chartered Insolvency and Restructuring Professional (CIRP) designation. All of this – as well as ongoing study of changes in legislation – ensures they provide Canadians with the best financial advice that they can. Use the map below to find a bankruptcy trustee near you, or check out our list of Licensed Insolvency Trustees to find a professional in each part of Canada.

    At Spergel, we have offices in the following locations across Canada:

    What happens when you meet a Licensed Insolvency Trustee?

    Having an initial consultation with a Licensed Insolvency Trustee at Spergel is completely free. All of our consultations are confidential – each of our Licensed Insolvency Trustees is compassionate, caring, and understanding of each of our clients’ situations. In fact, we have helped over 100,000 Canadians on their journeys to debt relief. In your first consultation, your Licensed Insolvency Trustee will take the time to understand your financial circumstances and explain your options so that you can evaluate the best pathway for you. Our trustees will not impose a debt relief solution on you – this is your decision, based on what is best for you and your circumstances. Booking a free consultation with a Licensed Insolvency Trustee is an excellent first step to seeking out the debt relief that you need. At Spergel, unlike other bankruptcy firms, you will be assigned your very own Licensed Insolvency Trustee to walk you through the entire debt relief process, instead of passing you from person to person.

    Finding a bankruptcy trustee near you

    Bankruptcy trustees – or as they are known nowadays as Licensed Insolvency Trustees) can be found in every city in Canada. In fact, there are well over a thousand Licensed Insolvency Trustees across the country. To help you find a bankruptcy trustee near you, above we have listed all of our offices across Canada in a dynamic map so that you can find a bankruptcy trustee near you. Licensed Insolvency Trustees are regulated by the Canadian government in offering advice to individuals in debt. Here are some of the advantages of having a Licensed Insolvency Trustee help you:

    • Bankruptcy trustees are fully qualified professionals. In fact, they are the only professionals in Canada legally able to file all forms of debt relief in Canada. In order to become qualified, Licensed Insolvency Trustees sit through years of study and practical training, completing qualifications and exams to receive their government licence. This means they acquire the knowledge and expertise to advise individuals on their debts.
    • They protect you from your creditors. Once you file either a consumer proposal or bankruptcy through a Licensed Insolvency Trustee, you are protected from your creditors via a stay of proceedings. This means they can no longer contact you to collect, or pursue collection calls or wage garnishments. Your Licensed Insolvency Trustee can deal with your creditors on your behalf, and have the power to protect you accordingly.
    • Licensed Insolvency Trustee fees are regulated by the government. No matter where they are based across Canada, Licensed Insolvency Trustees have their fees regulated by the Canadian government. Any funds you send to a trustee will be held in Trust.
    • You have nothing to lose by meeting a Licensed Insolvency Trustee. At Spergel, our Licensed Insolvency Trustees all offer a free initial consultation, without obligations. Their goal is to help you evaluate your options and to offer advice on how to begin a journey to financial freedom. Unlike other bankruptcy firms, you are assigned your own trustee to walk you through each step of the journey to debt relief, instead of being passed from person to person.

    If you want to know more on how to find a bankruptcy trustee near me, book a free consultation with a Licensed Insolvency Trustee at Spergel. We have locations across Canada, and have helped over 100,000 Canadians on their journey to debt relief. Our trustees will take the time to understand your unique financial circumstances, and recommend the best pathway for you. Book today – you owe it to yourself.

    Gillian Goldblatt

    Gillian Goldblatt

    Gillian Goldblatt is a Chartered Professional Accountant and Insolvency and Restructuring Professional. She is also an award-winning LIT (Licensed Insolvency Trustee) and Vice-Chair of the Ontario Association of Insolvency & Restructuring Practitioners Board. As Spergel's resident expert on debt consolidation and financial literacy, you can find Gillian being interviewed regularly on popular Canadian news programs when she's not at the office helping individuals and businesses get back on track.

    Schedule a Free Consultation with Gillian Goldblatt (or your local Spergel LIT) by:

    Phone 1-877-501-4321 (toll-free)

    24/7 live chat (with a human) on our website

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    Email (hello@spergel.ca)

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    What to Bring to an Appointment

    To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.

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    We’ll walk you through our application process. But, if you want to prepare for your debt free assessment consultation in advance, download our information form and fill in what you can.

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    If you’re ready to be debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get started

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