Many Canadians find themselves in a position where they are struggling with unmanageable debt. This is often due to credit card debt or payday loans, …
Free Canadian government grants to pay off debt: do they exist? More
Consumer Proposal
For many Canadians, consumer proposal are an excellent way to reduce your debts while keeping your assets. To find out more about consumer proposals, how to file a consumer proposal, and their benefits against bankruptcy, explore our consumer proposal content. Book a free consultation with one of our trustees to see how you too can file a consumer proposal.
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There is nothing worse than struggling with overwhelming debt and not knowing what to do next. It is all too easy to spiral into owing …
If you are seeking debt relief, there are a number of different methods for repaying debt, reducing debt, and even starting afresh. For some, debt …
For many, one of the most stressful elements of being in debt or insolvent is harassment from collection agency calls, or creditors threatening to pursue …
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Debt solutions come in many shapes and sizes in order to serve a variety of debt relief needs. After all, everyone’s situation is unique to …
Consumer Proposal Reviews and Experiences You have probably already heard about consumer proposals as one of the formal debt settlement options provided by Licensed Insolvency …
Cost differences between debt options shouldn’t worry you, let us explain why! If you’ve spent any time looking into your debt relief options, you may …
What Are Cost The Differences Between Consumer Proposals and Bankruptcies More
Consumer proposals are the #1 insolvency solution in Canada. Consumer proposals can significantly reduce your debt and pay back the remainder over a period of …
What is Debt Consolidation? Are you finding it difficult to keep track of monthly credit payments? If so, consolidating your debt may be the best …
What is Debt Consolidation – All of Your Debt in One Place More
Looking for an affordable debt solution? At Spergel, we offer customized debt solutions that allow you to reduce your debt, as well as the stress …
If you are a self-employed person, you know how interconnected your personal and business debts are – when your business can’t pay its bills, you …
Do you know that there are different types of debt out there? We do, and with the right debt-free plan, we can help you pay …
Pay Off Debt – Discover a Debt-Free Solution for Every Debt More
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What to Bring to an Appointment
To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.
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We’ll walk you through our application process. But, if you want to prepare for your debt free assessment consultation in advance, download our information form and fill in what you can.
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How can you compare your debt repayment options if you don’t know how much they will cost you? Your solution will become much clearer when you are able to compare costs.
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If you’re ready to be debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get started
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