If you have debt and have not been able to make your payments on time, collection agencies may be calling you. The stress of not …
Credit Card Debt
Struggling to know how to get out of credit card debt? At Spergel, our team of financial professionals will advise you on the best steps to take for your situation, from how to consolidate credit card debt to eliminating credit card debt completely. Browse our credit card debt articles, and book a free consultation to discover how to clear your credit card debt today.
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Consumer proposals are the #1 insolvency solution in Canada. Consumer proposals can significantly reduce your debt and pay back the remainder over a period of …
If you are a self-employed person, you know how interconnected your personal and business debts are – when your business can’t pay its bills, you …
Do you own a home? You may be considering debt consolidation via a home equity loan, so here’s what you should know before you make …
Home Equity Loan (HELOC) – Your Debt Consolidation Options More
When Interest Rates Go Up, Here’s How You Can Bring Your Costs Down. The Bank of Canada has given us the gift of rising interest …
Job Loss Can Lead to Debt Problems You believe that your job is secure – and that may be true – but what is certainly …
Are you afraid of “bad credit” and unfamiliar with how your credit history is reported? It’s true that bad credit can hold you back. Milestones …
Checking Your Credit Report & Understanding “Bad Credit” More
How one mom stopped making minimum payments on credit card debt – and discovered freedom from debt. No matter how you look at it, you …
Clara’s Debt Cycle: Making Minimum Payments on Credit Card Debt More
Summer is the ultimate test – should you focus on your debt-free lifestyle or spend all of your money dancing the night away in outdoor …
How to Have a Debt-Free Lifestyle: Summer Entertainment More
Many couples want to know if their joint debt can be applied to just one of them to allow their partner an easier fresh start. …
The Bank of Canada (BOC) has raised interest rates again. As of January 17, 2018, the BOC interest rate is now 1.25% — the highest …
BOC Interest Rate Increases to 1.25% — Highest in Nine Years More
When you have good credit, applying for financing or various credit products probably isn’t accompanied by much concern or stress; heading to the bank or …
Credit Cards for Bad Credit History Applicants… Many Strings Attached More
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