Many Canadians find themselves in a position where they are struggling with unmanageable debt. This is often due to credit card debt or payday loans, …
Free Canadian government grants to pay off debt: do they exist? More
Debt Consolidation
Learn more about the benefits of debt consolidation including taking out debt consolidation loans and consumer proposal, and how they can help to reduce your debt. For guidance on how to consolidate your debts and gaining debt relief, book a free consultation with one of Spergel’s trusted financial professionals for advice on your unique circumstances.
Search for a topic:
Choose from popluar topics:
When debt begins to pile up and interest payments become too much, what are your options for debt relief? Do you want to consolidate credit …
What is the difference between consumer proposal and debt consolidation? More
There is nothing worse than struggling with overwhelming debt and not knowing what to do next. It is all too easy to spiral into owing …
If you are seeking debt relief, there are a number of different methods for repaying debt, reducing debt, and even starting afresh. For some, debt …
Both filing bankruptcy and getting a debt consolidation loan have their places when it comes to gaining debt relief. Debt consolidation is the process of …
Bankruptcy or debt consolidation: which is best for me? More
Helpful starting information:
What to Bring to an Appointment
To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.
Download FormYour Information
We’ll walk you through our application process. But, if you want to prepare for your debt free assessment consultation in advance, download our information form and fill in what you can.
Download FormCalculate Your Debt Repayment Options
How can you compare your debt repayment options if you don’t know how much they will cost you? Your solution will become much clearer when you are able to compare costs.
Debt CalculatorReady to Be Debt-Free?
If you’re ready to be debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get started
Meet with a trustee