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Debt Consolidation

Learn more about the benefits of debt consolidation including taking out debt consolidation loans and consumer proposal, and how they can help to reduce your debt. For guidance on how to consolidate your debts and gaining debt relief, book a free consultation with one of Spergel’s trusted financial professionals for advice on your unique circumstances.

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    What to Bring to an Appointment

    To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.

    Download Form

    Your Information

    We’ll walk you through our application process. But, if you want to prepare for your debt free assessment consultation in advance, download our information form and fill in what you can.

    Download Form

    Calculate Your Debt Repayment Options

    How can you compare your debt repayment options if you don’t know how much they will cost you? Your solution will become much clearer when you are able to compare costs.

    Debt Calculator

    Ready to Be Debt-Free?

    If you’re ready to be debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get started

    Meet with a trustee
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