Can you get a mortgage with bad credit in Canada?
Getting a mortgage with bad credit in Canada may seem challenging, but it’s not impossible. If you’re keen to buy a property and think you […]
Mortgage Debt
If you are struggling with mortgage debt, browse our mortgage content for guidance on topics including debt consolidation through mortgages and mortgage refinancing. To gain debt relief on your mortgage debt, book a free consultation with a Spergel mortgage debt professional today. We have been helping Canadians gain mortgage debt relief for over thirty years.
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30 year mortgage: what this could mean for you
When it comes to buying a home, one of the most important decisions you’ll face is how to finance it. Mortgages come in various terms,
HELOCs: what the tighter restrictions mean for you
In recent years, Home Equity Lines of Credit (HELOCs) have become increasingly popular among Canadian homeowners as a flexible and convenient way to access home
What happens when you default on a mortgage in Canada?
Defaulting on a mortgage can be a daunting prospect for homeowners, potentially leading to a cascade of financial and legal consequences. It can lead to
Mortgage renewal: what should I do?
For most homeowners in Canada, the end of a mortgage term is an important financial milestone. Provided you still owe a balance on your mortgage,
What happens if you can’t pay your mortgage in Canada?
Owning your own home is an important milestone for many Canadians. Yet with great privilege comes great responsibility. Taking on your first – or subsequent
The 47 year mortgage – what does it mean for you?
The Canadian mortgage landscape has no doubt shifted in recent times, with houses unfortunately becoming increasingly difficult for many Canadians to own. This in turn
Defer mortgage payment: a guide to deferrals
There are many reasons why many of us struggle at some point to make our mortgage payments on time in Canada. Financial hardship, unexpected expenses,
Repossession meaning: all you need to know about repossession
In the world of personal finance, debts, and property ownership, the term ‘repossession’ is an important topic, and can create images of financial difficulty. In
Repossession meaning: all you need to know about repossession More
Payment holiday on mortgage – what to do if you are struggling
If you are struggling to make your mortgage payments, you might find a payment holiday on your mortgage helpful. In today’s economic climate of rising
Payment holiday on mortgage – what to do if you are struggling More
Second mortgage to pay off debt – is it worth it?
If you are struggling with crippling debts and do not know how to make your next payment, you may have considered taking out a second
Mortgage rate increase: how will I afford it?
It seems like literally everything is going up in price these days in Canada – the price of rent, the cost of living, and of
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