There are many wonderful things to celebrate about graduating from your post-secondary studies. After years of studying and hard work, you are finally free from …
Student Loan Debt
Student loan debt is a growing problem for many Canadians, and it is difficult to know how to gain debt relief or even student loan debt forgiveness. Book a free consultation with one of Spergel’s student loan debt professionals to discover your student loan repayment options, or to finally gain debt relief through filing a consumer proposal or bankruptcy.
Much like any other debt, if you default on payments for your student loan, your creditor can send your account to a collection agency. If …
Student loan debt is an increasingly common debt for many of us nowadays, with more Canadians going to school and picking up debt each year. …
Helpful starting information:
What to Bring to an Appointment
To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.Download Form
We’ll walk you through our application process. But, if you want to prepare for your debt free assessment consultation in advance, download our information form and fill in what you can.Download Form
Calculate Your Debt Repayment Options
How can you compare your debt repayment options if you don’t know how much they will cost you? Your solution will become much clearer when you are able to compare costs.Debt Calculator
Ready to Be Debt-Free?
If you’re ready to be debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get startedMeet with a trustee