Skip to content

READ OUR REVIEWS

Covid-19 Update
Debt Calculator
Email
1-877-501-4321

Debt Relief
Bankruptcy
Consumer Proposal
Why Spergel
Learning Centre
Contact
EN

Debt Relief
Bankruptcy
Consumer Proposal
Why Spergel
Learning Centre
Contact
EN

Debt Relief
Bankruptcy
Consumer Proposal
Why Spergel
Learning Centre
Contact
EN

Covid-19 Update
Debt Calculator
Email
1-877-501-4321

Debt Relief
Bankruptcy
Consumer Proposal
Why Spergel
Learning Centre
Contact
EN

Debt Relief
Bankruptcy
Consumer Proposal
Why Spergel
Learning Centre
Contact
EN

Debt Relief
Bankruptcy
Consumer Proposal
Why Spergel
Learning Centre
Contact
EN

Debt Calculator| 1-877-501-4321

Learning Centre

In need of debt relief or advice from experienced financial professionals? From debt consolidation to filing bankruptcy and consumer proposals, our team of trustees have been helping Canadians gain debt relief for over thirty years. Explore our Learning Centre for debt relief expertise, or book a free consultation to begin your journey to a fresh financial future.

Search for a topic:

Search for:

Consumer Proposal

Credit Card Debt

Debt Collection

Debt Consolidation

Economic Issues

Student Loan Debt

Wage Garnishment

Choose from popluar topics:

14 Jun

Business Tax Debt, CRA Collections and You – A Whole New Ball Game

If you are a sole proprietor or in a partnership, then June 15th is a date quite relevant to you. June 15th is your tax …

Business Tax Debt, CRA Collections and You – A Whole New Ball Game More

Helpful starting information:

What to Bring to an Appointment

To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.

Your Information

We’ll walk you through our application process. But, if you want to prepare for your debt free assessment consultation in advance, download our information form and fill in what you can.

Calculate Your Debt Repayment Options

How can you compare your debt repayment options if you don’t know how much they will cost you? Your solution will become much clearer when you are able to compare costs.

Debt Calculator

Ready to Be Debt-Free?

If you’re ready to be debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get started

Meet with a trustee

You owe it to yourself.

Our Locations
Creditor Packages
Corporate
Privacy Policy

Head Office

505 Consumers Road, Suite #200
Toronto, ON M2J 4V8

T: 1-877-501-4321

E: hello@spergel.ca

Monday to Friday 8am – 7pm EST
Saturday – 9am – 1pm EST
Sunday – 1pm – 5pm EST

EN

COVID-19 Update – A Message For Our Current Clients

For the safety of our clients and staff, all consultations are currently being carried our via phone or video.

At Spergel, we are committed to ensuring our clients have access to the assistance they require to navigate these unprecedented times. We will keep this page updated as the Government releases additional communications regarding the COVID situation that may affect your consumer proposal or bankruptcy.

Clients who have filed Consumer Proposals

If you are at risk of missing a payment in your consumer proposal, please contact your Proposal Administrator or Trustee by phone or email to discuss your options as soon as possible.

Clients who have filed Bankruptcies

If you have a monthly payment plan or surplus income payments and need to adjust your monthly payments, please contact your Trustee or Estate Manager by phone or email and we will work with you to adjust for the impact of COVID-19 on your finances. The court has resumed hearings matters for discharge, and we will advise you once a new hearing date has been set.

Array ( [0] => archive [1] => tag [2] => tag-business-tax-debt [3] => tag-74 [4] => wp-custom-logo [5] => wp-schema-pro-2.6.5 [6] => group-blog [7] => ast-inherit-site-logo-transparent [8] => ast-hfb-header [9] => ast-desktop [10] => ast-page-builder-template [11] => ast-no-sidebar [12] => astra-3.6.9 [13] => ast-blog-grid-3 [14] => ast-blog-layout-1 [15] => ast-blog-pagination-type-infinite [16] => ast-inherit-site-logo-sticky [17] => ast-primary-sticky-enabled [18] => wpb-js-composer js-comp-ver-6.6.0 [19] => vc_responsive [20] => astra-addon-3.5.9 )