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Debt Relief
Bankruptcy
Consumer Proposal
Why Spergel?
Learning Centre
FAQ
Contact
EN

Debt Relief
Bankruptcy
Consumer Proposal
Why Spergel?
Learning Centre
FAQ
Contact
EN

FAQ
Debt Repayment Calculator
Email
1-877-501-4321

Debt Relief
Bankruptcy
Consumer Proposal
Why Spergel?
Learning Centre
FAQ
Contact
EN

Debt Relief
Bankruptcy
Consumer Proposal
Why Spergel?
Learning Centre
FAQ
Contact
EN

Debt Relief
Bankruptcy
Consumer Proposal
Why Spergel?
Learning Centre
FAQ
Contact
EN

Debt Calculator| 1-877-501-4321

Learning Centre

In need of debt relief or advice from experienced financial professionals? From debt consolidation to filing bankruptcy and consumer proposals, our team of trustees have been helping Canadians gain debt relief for over thirty years. Explore our Learning Centre for debt relief expertise, or book a free consultation to begin your journey to a fresh financial future.

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09 Dec

Income tax deadline – what to do if you will owe tax debt

This year’s income tax deadline is April 30, and it is already looming for Canadians to file their taxes to the Canada Revenue Agency. Before …

Income tax deadline – what to do if you will owe tax debt More

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What to Bring to an Appointment

To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.

Your Information

We’ll walk you through our application process. But, if you want to prepare for your debt free assessment consultation in advance, download our information form and fill in what you can.

Calculate Your Debt Repayment Options

How can you compare your debt repayment options if you don’t know how much they will cost you? Your solution will become much clearer when you are able to compare costs.

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Ready to Be Debt-Free?

If you’re ready to be debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get started

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200 Yorkland Boulevard, Suite #1100
Toronto, ON M2J 5C1

T: 1-877-501-4321

E: hello@spergel.ca

Monday to Friday 8am – 7pm EST
Saturday 9am – 1pm EST
Sunday 10pm – 5pm EST

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COVID-19 Update – A Message For Our Current Clients

For the safety of our clients and staff, all consultations are currently being carried our via phone or video.

At Spergel, we are committed to ensuring our clients have access to the assistance they require to navigate these unprecedented times. We will keep this page updated as the Government releases additional communications regarding the COVID situation that may affect your consumer proposal or bankruptcy.

Clients who have filed Consumer Proposals

If you are at risk of missing a payment in your consumer proposal, please contact your Proposal Administrator or Trustee by phone or email to discuss your options as soon as possible.

Clients who have filed Bankruptcies

If you have a monthly payment plan or surplus income payments and need to adjust your monthly payments, please contact your Trustee or Estate Manager by phone or email and we will work with you to adjust for the impact of COVID-19 on your finances. The court has resumed hearings matters for discharge, and we will advise you once a new hearing date has been set.

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