Debt freedom has been our number one priority for over 30 years. 30 years ago, Spergel’s doors were first opened to the public in Toronto. …
In need of debt relief or advice from experienced financial professionals? From debt consolidation to filing bankruptcy and consumer proposals, our team of trustees have been helping Canadians gain debt relief for over thirty years. Explore our Learning Centre for debt relief expertise, or book a free consultation to begin your journey to a fresh financial future.
Helpful starting information:
What to Bring to an Appointment
To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.Download Form
We’ll walk you through our application process. But, if you want to prepare for your debt free assessment consultation in advance, download our information form and fill in what you can.Download Form
Calculate Your Debt Repayment Options
How can you compare your debt repayment options if you don’t know how much they will cost you? Your solution will become much clearer when you are able to compare costs.Debt Calculator
Ready to Be Debt-Free?
If you’re ready to be debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get startedMeet with a trustee