Can I qualify for a mortgage after bankruptcy?
For many Canadians, bankruptcy can feel like the end of any financial opportunities, but this isn’t the case. You might well be wondering if it’s […]
At Spergel, our bankruptcy trustees have helped over 100,000 Canadians gain debt relief - many through filing bankruptcy. For advice and support with bankruptcy, explore our bankruptcy articles and book a free consultation with one of our bankruptcy trustees. We will walk you through each and every step of the bankruptcy process to gain debt relief.
For many Canadians, bankruptcy can feel like the end of any financial opportunities, but this isn’t the case. You might well be wondering if it’s […]
When facing overwhelming debt, choosing between bankruptcy and debt consolidation can feel daunting. Both options aim to provide debt relief and help you regain financial
Bankruptcy or debt consolidation: which is best for you? More
The Bankruptcy and Insolvency Act (BIA) is a cornerstone of Canada’s financial legal framework, providing individuals and businesses with a structured way to address unmanageable
A huge advantage of bankruptcy is being able to reset your finances, and begin afresh. It means you’re free from your unsecured debts, and you
For anyone struggling with more debt than they can afford to repay, filing bankruptcy could be an excellent way to clear any unmanageable debts. If
Bankruptcy can provide a fresh financial start for individuals struggling with overwhelming debt, but it comes with long-term consequences, particularly for your credit. One of
For many, one of the most stressful elements of being in debt or facing insolvency is harassment from collection agency calls, or creditors threatening to
When faced with financial challenges, you may come across the terms insolvency and bankruptcy. Though these terms are often used interchangeably, they refer to distinct
If you’re facing unmanageable debt and are considering a form of debt relief like a consumer proposal or bankruptcy, you might have heard the term
What is a bankruptcy trustee? Understanding their role in debt relief More
Facing financial challenges can be overwhelming, and for many, the thought of bankruptcy court adds extra anxiety. However, bankruptcy isn’t the only option, and it’s
Financial difficulties can affect anyone, and it can leave you feeling burdened by a cycle of overwhelming debt. For this reason, it’s unsurprising you might
Declaring bankruptcy to avoid paying debt: is it the right solution? More
Financial struggles can be overwhelming, leaving many individuals and businesses searching for a way out of debt. One viable solution for those facing unmanageable debts
To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.
Download FormWe’ll walk you through our application process. But, if you want to prepare for your debt free assessment consultation in advance, download our information form and fill in what you can.
Download FormHow can you compare your debt repayment options if you don’t know how much they will cost you? Your solution will become much clearer when you are able to compare costs.
Debt CalculatorIf you’re ready to be debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get started
Meet with a trustee