Bankruptcy is a significant form of legal debt relief in Canada. It is a decision an individual may make when faced with overwhelming debt and …
Bankruptcy
At Spergel, our bankruptcy trustees have helped over 100,000 Canadians gain debt relief - many through filing bankruptcy. For advice and support with bankruptcy, explore our bankruptcy articles and book a free consultation with one of our bankruptcy trustees. We will walk you through each and every step of the bankruptcy process to gain debt relief.
Search for a topic:
Choose from popluar topics:
Many of us will face financial hardship at some point in our lives for a variety of reasons including job loss or unexpected medical bills. …
Bankruptcy in Canada is the legal process of assigning any non-exempt assets you may have over to a Licensed Insolvency Trustee in exchange for the …
Each year, the Office of the Superintendent of Bankruptcy announces the new surplus income limits for individuals filing bankruptcy. Surplus income is a calculation that …
If you are facing substantial debts and are struggling to make your repayments on time, you may well be considering filing a bankruptcy or a …
Cost difference between bankruptcy and consumer proposal More
Do you have Canadian debt while living outside of the country? Considering filing bankruptcy or consumer proposal from abroad? Or considering ignoring it, hoping it …
Bankruptcy or consumer proposal from abroad – is it possible? More
Many Canadians find themselves in a position where they are struggling with unmanageable debt. This is often due to credit card debt or payday loans, …
Free Canadian government grants to pay off debt: do they exist? More
Bankruptcy can seem like an intimidating process, but it does not need to be. At Spergel, our experienced Licensed Insolvency Trustees have been helping Canadians …
In Canada, bankruptcy law is underpinned by a couple of key pieces of federal legislation. These are both the Bankruptcy and Insolvency Act, and the …
Owing tax debt can be a stressful situation, particularly if you are struggling to make your repayments. It can quickly rack up by delaying your …
If you have struggled to make everyday payments like bills and to pay off your debts, you may well have considered taking out a payday …
Payday loans and bankruptcy: everything you need to know More
A key consideration when it comes to filing bankruptcy is whether or not it will affect your family, and if so – how? Thankfully, if …
Helpful starting information:
What to Bring to an Appointment
To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.
Download FormYour Information
We’ll walk you through our application process. But, if you want to prepare for your debt free assessment consultation in advance, download our information form and fill in what you can.
Download FormCalculate Your Debt Repayment Options
How can you compare your debt repayment options if you don’t know how much they will cost you? Your solution will become much clearer when you are able to compare costs.
Debt CalculatorReady to Be Debt-Free?
If you’re ready to be debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get started
Meet with a trustee