What is a stay of proceedings in insolvency?
For many, one of the most stressful elements of being in debt or facing insolvency is harassment from collection agency calls, or creditors threatening to […]
Consumer Proposal
For many Canadians, consumer proposal are an excellent way to reduce your debts while keeping your assets. To find out more about consumer proposals, how to file a consumer proposal, and their benefits against bankruptcy, explore our consumer proposal content. Book a free consultation with one of our trustees to see how you too can file a consumer proposal.
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How long does a consumer proposal last?
When facing unmanageable debts or financial challenges, a consumer proposal can be a lifeline, offering a structured pathway to debt relief and a fresh financial
Free Canadian government grants to pay off debt: do they exist?
Many Canadians find themselves in a position where they are struggling with unmanageable debt. This is often due to credit card debt or payday loans,
Free Canadian government grants to pay off debt: do they exist? More
What can I keep in a consumer proposal?
Navigating your financial challenges in Canada can feel like a daunting task, but consumer proposals are a viable solution for those seeking relief from overwhelming
How long after a consumer proposal can I get a mortgage?
A consumer proposal is an excellent form of legal debt relief for many Canadians, and is an increasingly popular bankruptcy alternative. Consumer proposals have the
How long after a consumer proposal can I get a mortgage? More
Why does the court have to approve a consumer proposal?
A consumer proposal is Canada’s most popular bankruptcy alternative. It is a legal debt settlement process in line with the Bankruptcy and Insolvency Act, whereby
Why does the court have to approve a consumer proposal? More
Consumer proposal FAQs
A consumer proposal is a legal debt settlement option available to Canadians who find themselves overwhelmed by their financial obligations. Consumer proposals allow debtors to
Consumer proposal Toronto – all you need to know
Struggling to make your monthly payments? In need of debt relief that will substantially reduce your monthly payments? Filing a consumer proposal in Toronto might
Cost difference between bankruptcy and consumer proposal
If you are facing substantial debts and are struggling to make your repayments on time, you may well be considering filing a bankruptcy or a
Cost difference between bankruptcy and consumer proposal More
Bankruptcy or consumer proposal from abroad – is it possible?
Do you have Canadian debt while living outside of the country? Considering filing bankruptcy or consumer proposal from abroad? Or considering ignoring it, hoping it
Bankruptcy or consumer proposal from abroad – is it possible? More
Why would a consumer proposal be rejected?
Now we have established that a consumer proposal can be rejected, you are likely wanting to know more about the reasons why. Perhaps you have
Consumer proposal vs credit counselling: which is best?
Struggling with multiple debts that do not ever seem to disappear? Ready to get rid of your debt once and for all? If you are
Consumer proposal vs credit counselling: which is best? More
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What to Bring to an Appointment
To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.
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