How to use a credit card responsibly
Credit cards can be powerful financial tools when used responsibly. They offer convenience, delayed payments, security, and even rewards, but mismanaging credit can lead to […]
Struggling to know how to get out of credit card debt? At Spergel, our team of financial professionals will advise you on the best steps to take for your situation, from how to consolidate credit card debt to eliminating credit card debt completely. Browse our credit card debt articles, and book a free consultation to discover how to clear your credit card debt today.
Credit cards can be powerful financial tools when used responsibly. They offer convenience, delayed payments, security, and even rewards, but mismanaging credit can lead to […]
Since the COVID-19 pandemic brought unprecedented challenges to individuals and businesses across the world, the Canadian government and financial institutions have implemented various measures to
Credit cards are an invaluable tool for millions of Canadians. They provide convenience, safety, and allow you to make purchases without having to physically carry
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For many Canadians, credit cards can quite easily become relied on for most of our finances. Whether it is groceries, shopping at the mall, or
Battling with unmanageable credit card debt? Got multiple credit cards and finding it difficult to stay on top of each of the payments? Credit card
Perhaps this is your first step into the realm of credit cards, or perhaps you may be looking to be smarter with your money management.
For anyone who is not aware of what a secured credit card is, it is a great way to secure credit if you are struggling
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In Canada this year, the average amount of consumer debt (non-mortgage) rose to $21,128 in Q2 2022 which naturally results in a huge amount of
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It is all too easy for many of us to rack up credit card debt in Canada. In fact, recent research carried out by Equifax
Debt is challenging for most of us to pay off. There are many causes of debt, and before you know it, it can quickly accumulate.
If you have a sizeable balance on your credit card, the thought of paying off your credit card debt can be a little overwhelming. If
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Debt and relationships can be a challenging topic, and often the two subjects do not go hand in hand. Learning that one of you has
To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.
Download FormWe’ll walk you through our application process. But, if you want to prepare for your debt free assessment consultation in advance, download our information form and fill in what you can.
Download FormHow can you compare your debt repayment options if you don’t know how much they will cost you? Your solution will become much clearer when you are able to compare costs.
Debt CalculatorIf you’re ready to be debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get started
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