Why you should never pay a collection agency
If you are not able to pay off your debts – including credit card debt, tax debt, or personal loans – your lender (or creditor) […]
Struggling with calls from debt collection agencies and not sure what to do next? Take a look at our content on Canadian debt collection laws and how to stop debt collection calls for good. For debt relief help and to generate a stay of proceedings to stop debt collection calls, book a free consultation with one of Spergel’s experienced financial professionals.
If you are not able to pay off your debts – including credit card debt, tax debt, or personal loans – your lender (or creditor) […]
If you are already battling unmanageable debt and are living paycheque to paycheque, a frozen bank account is unlikely the most helpful circumstance for you.
Many of us face occasions where we are not able to pay our bills on time, be it due to a job loss, unexpected medical
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It is not difficult for debt collectors or collection agencies to make anyone feel nervous, especially when they are calling relentlessly and turning up at
Canadian debt collection laws: what can debt collection agencies do? More
There is nothing more stressful than receiving persistent collection calls from agencies claiming that you owe them money. On top of this, they may be
If you miss several payments on a debt that you owe, it is more than likely that the debt will land in collections. This means
If you have clicked on this article, it is highly likely you are worried about collections, and want to know ‘how long do collections stay
If you find yourself struggling with overwhelming debts, you have likely experienced harassing collection calls and possible threats from debt collectors or collection agencies to
Debt collection is one of the most stressful experiences for any Canadian. As if it was not difficult enough to find yourself in financial difficulty,
When it comes to debt collection, each province in Canada has its own laws and regulations. Debt collection itself can be a pretty stressful situation
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Collection calls can be extremely stressful, particularly when you feel harassed and pestered. Struggling with overwhelming debts can be difficult enough without receiving collection calls
We know how disruptive and frustrating calls from collection agencies and debt collectors can be. If you have had debt in collections for a long
To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.
Download FormWe’ll walk you through our application process. But, if you want to prepare for your debt free assessment consultation in advance, download our information form and fill in what you can.
Download FormHow can you compare your debt repayment options if you don’t know how much they will cost you? Your solution will become much clearer when you are able to compare costs.
Debt CalculatorIf you’re ready to be debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get started
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