11 Sep
In the world of personal and business finance, loans play a crucial role in helping individuals and companies to achieve their financial goals. One type …
General
No matter whether it is tax debt, credit card debt, or a payday loan cycle that is looming over you, at Spergel we are here to help. We will review your financial circumstances and recommend the best pathway to debt relief for you. From bankruptcy to filing a consumer proposal, we will walk you through your all of your options. Book a free consultation to begin your journey to debt relief.
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10 Sep
In Canada, financial flexibility is essential for many individuals and businesses to manage expenses, whether for personal reasons, education, or starting a new venture. In …
In Canada, as in many other countries, individuals and businesses have access to lots of different types of loan to fulfil their financial needs and …
Like many Canadians, you probably check your credit report and credit score regularly. But do you know where the credit reporting information comes from initially? …
What are credit bureaus in Canada and how do they work? More
The Canada Emergency Business Account (CEBA) was introduced by the Canadian government in response to the economic challenges posed by the COVID-19 pandemic. It provided …
01 Sep
Repossession is a tough situation that many Canadians might face when they struggle to pay for financed assets like homes, cars, or other valuable assets. …
When it comes to personal finance, loans are an invaluable tool that help to empower Canadians to meet their financial goals and aspirations. Out of …
Tackling debt can be overwhelming, with more Canadians facing financial challenges each year. Along the same note, debt settlement companies have also been growing quickly …
Unfortunately in life, financial challenges can come about for any of us. Be it unexpected bills, a life event like a divorce, or a job …
There is a common misconception in Canada that all types of debt is bad. Good debt, however, is such a thing – provided you take …
Insolvency is a financial state whereby an individual or a business cannot meet its financial obligations on time, typically due to an imbalance between debts …
If you are finding your financial situation challenging, or are facing mounting debt, you probably want to consider meeting with a Licensed Insolvency Trustee. Licensed …
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What to Bring to an Appointment
To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.
Download FormYour Information
We’ll walk you through our application process. But, if you want to prepare for your debt free assessment consultation in advance, download our information form and fill in what you can.
Download FormCalculate Your Debt Repayment Options
How can you compare your debt repayment options if you don’t know how much they will cost you? Your solution will become much clearer when you are able to compare costs.
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If you’re ready to be debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get started
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