When you owe money to a creditor – no matter how much – one of the most problematic forms of collection action is wage garnishment. …
A wage garnishment can be extremely stressful, so it is important to stay informed as to your rights and how to stop them. At Spergel, our experienced trustees will advise you as to how to stop a wage garnishment through filing a consumer proposal or bankruptcy. Book a free consultation to begin your journey to debt relief today.
Filing your income tax return late? If you’ve held back fearing tax debt, here are a few tips to get you back on track. …
Helpful starting information:
What to Bring to an Appointment
To get the debt help that you need, please bring a list of who you owe and how much to each, a list of everything you own and your monthly household budget. Don’t have everything right away? Don’t worry – We will guide you through each step.Download Form
We’ll walk you through our application process. But, if you want to prepare for your debt free assessment consultation in advance, download our information form and fill in what you can.Download Form
Calculate Your Debt Repayment Options
How can you compare your debt repayment options if you don’t know how much they will cost you? Your solution will become much clearer when you are able to compare costs.Debt Calculator
Ready to Be Debt-Free?
If you’re ready to be debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get startedMeet with a trustee