Articles
How many times can you file a consumer proposal?
A consumer proposal is a great way of reducing your debt by up to 80%, and is the chosen form of debt relief for many Canadians each year.
Consumer Proposals: Articles
Explore expert insights, practical tips, and real-life guidance to help you understand how consumer proposals work.
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Read More About Consumer Proposals
Helpful articles to guide you through the process, answer your questions, and support your journey to becoming debt-free.
Articles
Filing a consumer proposal in Ontario
If you have discovered this article, you may well be considering filing a consumer proposal in Ontario.
Articles
Consumer proposal vs bankruptcy – what is the difference?
When it comes to gaining debt relief in Canada, there are two common solutions you will come across – bankruptcy and consumer proposals.
Articles
What is the difference between consumer proposal and debt consolidation?
When debt begins to pile up and interest payments become too much, what are your options for debt relief?
See How Much You Could Save With a Consumer Proposal!
Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.
Real Canadians. Real Success — Like Larissa
“I can’t thank Spergel enough for their support and expertise during one of the toughest times in my life. Their consumer proposal not only reduced my debt significantly but also stopped the constant stress of creditor calls. Now, I’m able to focus on providing a stable future for my children without worrying about money. And, I can now sleep at night! Spergel truly gave me a fresh start.”
– Larissa, Ontario
Larissa’s Story is just one of many
It shows that once you face your debt and get the right help, life can get better – quickly. Discover more Success Stories of Canadians we’ve helped, or reach out to us.
They Said It Best
Don’t take our word for it. See what some of our past clients have said.
Become the Next Success Story With A Consumer Proposal
Let’s find out if you qualify. Contact us to set up a conversation about your situation.
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