Annual / Monthly Budget Tracker

Take control of your finances! Our free Daily Spending Tracker helps you log expenses, track income, and visualize your spending habits — so you can stay on budget and reach your financial goals.

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Download Our Annual / Monthly Budget Tracker (Digital) Template!

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Annual / Monthly Budget Tracker

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Annual / Monthly Budget Tracker

See What’s Inside

  • Annual Dashboard: Track your total annual income and expenses. Monitor your progress towards your savings goals and debt repayment.
  • Monthly Dashboard: Break down your income and expenses by category. Track your progress towards your monthly budget and identify areas where you can save.
  • Helpful Visualizations: Utilize bar charts and pie charts to gain insights into your spending patterns and track your progress.

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Money Tips, Tools & Trackers, Research, Articles, Media and More!

Spergel Surveys
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U.S. tariffs, jobs, and household debt in Canada: 2026 survey findings

Tariffs are often discussed in terms of trade and jobs. Spergel’s new 2026 survey brings the focus closer to home: respondents reported lower employment income, greater reliance on credit, and rising household debt amid U.S. trade disruption. Many are still making payments even as their finances become harder to manage.

Overview
Spergel Surveys
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The Emotional Toll of Debt

Spergel’s 3rd Annual Study explores the relationship between debt and mental health in Canada, including how financial stress affects Canadians’ wellbeing, relationships, and daily lives – and why many delay seeking help even when their debt has become overwhelming.

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E-Books & Guides
What To Say When Debt Collectors Call: A Canadian Guide

What To Say When Debt Collectors Call

Getting a call from a debt collector can feel overwhelming. This guide gives you the exact scripts, tips, and resources you need to stay calm, protect your rights, and take control.

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