Learning Centre & Debt Help

Just want to ask some questions about the money you owe, or explain your situation, without any obligation? We are here to listen to your debt problems and explain all your options. The path to debt freedom begins here. Contact us and discover how good it feels to be debt free.

A Licensed Insolvency Trustee (LIT) is a federally licensed and regulated professional that provides debt help in Canada. They are able to serve... More
In recent months, Canadians have been facing health crises in unprecedented numbers, on top of the other pandemic currently affecting our nation: the... More
Becoming suddenly unemployed can make it impossible to pay off debt, especially for individuals or families who don’t have an emergency savings... More
As the COVID-19 pandemic continues, the economic fallout has been hard hitting for Canadians despite federal and provincial actions to offer social... More
We’re experiencing a turbulent and uncertain time in Canada and around the world. The novel coronavirus (also known as COVID-19) is overwhelming... More
According to Ashvin Sharma, Spergel’s licensed insolvency trustee in Vancouver, “the extra income earned from renting your home out as an Airbnb... More
Looking for money saving tips for your grocery budget that also happen to be delicious? Your grocery budget should shift with the seasons and... More
Do you find yourself constantly logging in to your social media accounts to connect with your friends and see what they’re up to? You’re... More
Consumer Proposal Reviews and Experiences You have probably already heard about consumer proposals as one of the formal debt settlement options... More
Declaring bankruptcy in Ontario Insolvency is generally unplanned and can feel quite overwhelming if you are unfamiliar with the process. Dealing... More
Some say this is the “most wonderful” time of the year – your bank account might disagree. Holiday spending can easily get out of hand. How... More
What Assets Are Exempt From Bankruptcy In Ontario? If you are facing insolvency, you will have many questions. “Will bankruptcy make me lose my... More

Ready to Become Debt-Free?

If you’re ready to become debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get started.