Learning Centre & Debt Advice

Just want to ask some questions about the money you owe, or explain your situation, without any obligation? We are here to listen to your debt problems and explain all your options. The path to debt freedom begins here. Contact us and discover how good it feels to be debt free.

Some say this is the “most wonderful” time of the year – your bank account might disagree. Holiday spending can easily get out of hand. How... More
When Interest Rates Go Up, Here's How You Can Bring Your Costs Down. The Bank of Canada has given us the gift of rising interest rates during the... More
Job Loss Can Lead to Debt Problems You believe that your job is secure - and that may be true - but what is certainly true is that job loss is one... More
Are you afraid of “bad credit” and unfamiliar with how your credit history is reported? It’s true that bad credit can hold you back.... More
How one mom stopped making minimum payments on credit card debt – and discovered freedom from debt. No matter how you look at it, you won’t get... More
What does it mean for CRA to garnish wages? A garnishment, or court order to garnish wages, is an option available to any of your creditors if you... More
Why do we believe in the bankruptcy stigma myth? Just like the mythical Halloween monsters our kids are afraid of this time of year – many of us... More
Looking for money saving tips for your grocery budget that also happen to be delicious? Your grocery budget should shift with the seasons and... More
Debt freedom changes lives. Liberating yourself after a long struggle to maintain payments and juggle your money – can be compared to a lot of... More
Homeowners with home equity - you’ve got options, we can help. As the housing market is booming, you may have recently noticed a rise in your... More
Here are 5 things you probably don’t know about the consumer proposal voting process. If you’ve been following our website, you probably already... More
After your consumer proposal ends, it’s important to take steps to rebuild your credit. We meet with people every day who are just beginning to... More

Ready to Become Debt-Free?

If you’re ready to become debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get started.