Learning Centre & Debt Advice

Just want to ask some questions about the money you owe, or explain your situation, without any obligation? We are here to listen to your debt problems and explain all your options. The path to debt freedom begins here. Contact us and discover how good it feels to be debt free.

Trustee Rob Kilner explores 5  Consumer Proposal facts you may not know. If you've heard that there is a debt repayment option that avoids... More
Licensed Insolvency Trustee Colin Boulton recommends saving up for your winter expenses. With summer vacation over and back to school costs out of... More
Avoid debt by budgeting wisely while away at school. Back to school for some students will mark the beginning of life as a young adult. Whether... More
Licensed Insolvency Trustee Trevor Pringle provides back to school shopping tips you can use to help teach your little student(s) how to budget.... More
The summer of 2018 has been delightful in Ontario. We’ve been fortunate to have great weather and it’s hard to believe that the final long... More
Summertime is the perfect time to get outside and enjoy barbecue weather. We’ve asked a few of our Licensed Insolvency Trustees to answer some... More
If you’re unfamiliar with bankruptcy, it’s ok to have no idea what an LIT is. But if you’re looking for bankruptcy help, you should probably... More
Summer is the ultimate test – should you focus on your debt-free lifestyle or spend all of your money dancing the night away in outdoor cabana... More
Keep Track of Your Finances and Avoid Bankruptcy While Adjusting to Life with a Newborn Congratulations! You’ve just brought home your tiny bundle... More
Bankruptcies come in many shapes and sizes, and each unique case brings something different to our understanding of how Canadian bankruptcy laws... More
During Janet and Bill's debt free journey, they thought they had tried everything. Both had found ways to add extra money to their budget. Janet was... More
Going bankrupt is not without a few sacrifices. At Spergel we meet people every day who are reluctant to switch banks for varying reasons. Many are... More

Ready to Become Debt-Free?

If you’re ready to become debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get started.