Learning Centre & Debt Advice

Just want to ask some questions about the money you owe, or explain your situation, without any obligation? We are here to listen to your debt problems and explain all your options. The path to debt freedom begins here. Contact us and discover how good it feels to be debt free.

If you’re planning on hitting up a few outdoor summer festivals this year, we’ve got a few tips for you! Summer fun is what the season is all... More
Your long weekend doesn’t have to take you off course if you want to be debt free! A debt-free long weekend sounds pretty easy – just don’t... More
Debt freedom has been our number one priority for over 30 years. 30 years ago, Spergel’s doors were first opened to the public in Toronto. Now,... More
Understanding your options for tax debt help. A big tax bill is never welcome when it arrives. Especially if the debt is the unexpected result of a... More
Consumer proposals are the #1 insolvency solution in Canada. Consumer proposals can significantly reduce your debt and pay back the remainder over... More
What is Debt Consolidation? Are you finding it difficult to keep track of monthly credit payments? If so, consolidating your debt may be the best... More
Are you looking for budgeting, debt help and to save a little money this Mother’s Day? We’ve got a few tips to help you navigate the... More
Filing your income tax return late? If you’ve held back fearing tax debt, here are a few tips to get you back on track.   Every year Canada... More
Looking for an affordable debt solution? At Spergel, we offer customized debt solutions that allow you to reduce your debt, as well as the stress... More
If you are a self-employed person, you know how interconnected your personal and business debts are – when your business can’t pay its bills, you... More
Do you know that there are different types of debt out there? We do, and with the right debt-free plan, we can help you pay off debt – any type of... More
If you owe child support debt, chances are you’re familiar with the consequences of non-payment – regardless of where you’re located in Canada.... More

Ready to Become Debt-Free?

If you’re ready to become debt free, it’s time to meet with one of our knowledgeable Licensed Insolvency Trustees at your convenience and get started.