A Second Chance

For many, the word bankruptcy can evoke feelings of failure, guilt and shame. Like your parents and grandparents, you hold strong to the philosophy that no matter what, you pay your debts. So then what do you do when the unexpected happens? How do you move forward when you are stuck paying for the past?

At Spergel, we understand that every story is unique. And yet, most of the stories we hear have the same root cause: an honest debtor with unfortunate circumstances. Financial challenges are more common than you think, and they are often due to reasons beyond your control. Filing for bankruptcy or a consumer proposal is not a sign of weakness – it is the recognition that you finally want to stop paying for the past and start living for the future.

We can answer all your debt questions, and most importantly we listen to your story. We provide you with a road map to solving your debt problems so that you can get your finances where you want them to be. Not only are we a wealth of insight and information, we are happy to share our expertise with you for free to ensure you get exactly what you need before making any commitments. We put everything on the table so that you understand all of your options and can make the best decisions for yourself, your family and your future goals.

With Spergel, you will feel as comfortable as you would with your own family, as our staff represent over 20 nationalities and speak dozens of languages. Many of our employees have been with us for over 20 years, some dating back to when Spergel first formed, which creates a sense of family and a warm atmosphere at all of our offices. Our staff take pride in the work they do and the people they help.

Call or email us to speak to a dedicated specialist in your area and receive a FREE consultation to find out if you qualify to file a consumer proposal, which will allow you to avoid bankruptcy.

Learn more by visiting an office near you.

Spergel also offers a highly experienced team of corporate insolvency professionals who provide understandable and affordable solutions for both large and small businesses as well as cost-effective realizations for institutional and private lenders. The team also regularly works in an advisory capacity to accountants, lawyers, and investors, to assist their clients who find themselves in financial difficulty. Our corporate team ensures that our client’s interests come first and that our approach optimizes the likelihood of achieving the desired results. For further information on our corporate services, please visit our corporate website at www.spergelcorporate.ca