Articles & Insights
Emergency fund – how to build and what to save
In the unpredictable journey of life, unexpected financial emergencies can arise at any moment.
Articles & Insights
Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles & Insights
Instant tax refund: is it worth it?
Tax season is upon us, and for many Canadians, it is a time of gathering documents, filling out forms, and hoping for a sizable tax refund.
Articles & Insights
What happens to debt when you die?
Death is an inevitable part of life, and although it is a difficult topic to discuss, it is crucial to understand the financial implications, especially concerning debt.
Articles & Insights
We’re hiring a Financial Wellness Advocate!
Imagine a dream job. One where you can be one-part financial advisor, one part seller and one part, the best part, psychologist. Sounds like fun? Welcome to the role of Financial Wellness Advocate!
Articles & Insights
Connections matter: how compassion and caring drives this pioneer in insolvency to action
To mark International Women’s Day, msi Spergel is proud to recognize partner Gillian Goldblatt and her lifelong dedication to improve vulnerable Canadians’ financial outcomes marked by outstanding achievements in the field of licensed insolvency expertise.
Articles & Insights
Canadian Disability Tax Credit & CRA debt forgiveness
Tax season is nearly upon us in Canada, and it is so important to claim every tax credit you can.
Articles & Insights
How to budget: a guide to mastering your finances
At Spergel, we often hear that one of the most common barriers to setting up a monthly household budget is not knowing how to budget.
Articles & Insights
Which factors affect your credit score?
Your credit score is a numerical representation of your creditworthiness, and it plays a crucial role in your financial life.
Articles & Insights
Business insolvency: what is it and how do you avoid it?
Business insolvency – or corporate insolvency – has been making headlines in Canada this month given the shocking statistics that reveal that business insolvencies shot up by more than 41% last year, as pandemic debts mount.
Articles & Insights
Is CEBA loan forgiveness possible?
The Canada Emergency Business Account (CEBA) played a crucial role in supporting small businesses during the challenging times brought about by the COVID-19 pandemic.
Articles & Insights
CEBA loan extension: when is yours due?
The Canada Emergency Business Account (CEBA) has been a crucial lifeline for many businesses facing financial challenges from the COVID-19 pandemic.
Articles & Insights
What can I keep in a consumer proposal?
Navigating your financial challenges in Canada can feel like a daunting task, but consumer proposals are a viable solution for those seeking relief from overwhelming debts.
See How Much You Could Save With a Consumer Proposal!
Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.
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