Articles & Insights
Debt write off Canada: how to clear your debts
When you are drowning in debt, many of us simply want a debt write off in order to clear our debts for good.
Articles & Insights
Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles & Insights
How to qualify for a consumer proposal
You have likely heard of a consumer proposal, and are perhaps aware of some of its benefits if you are searching for eligibility for a consumer proposal.
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Good debt vs bad debt: what’s the difference?
Debt can often get confused with ‘borrowing’, and it often has negative connotations.
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Bankruptcy discharge: a guide
If you are looking to eliminate your debts and put a stop to creditors contacting you once and for all, you may well be interested in filing bankruptcy.
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Undischarged bankruptcy – what happens next?
Bankruptcy is a form of debt relief intended to provide those who file a fresh financial future, reinforced by the Bankruptcy and Insolvency Act.
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How long do collections stay on credit report?
If you have clicked on this article, it is highly likely you are worried about collections, and want to know ‘how long do collections stay on credit report?’ We are often asked this question, which is understandable given the importance of your credit score.
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Pre-approved line of credit: the pros and cons
From time to time, many of us will receive notifications from online lenders or financial institutions to share that they have a pre-approved line of credit for us.
Articles & Insights
Can a collection agency take you to court in Canada?
If you find yourself struggling with overwhelming debts, you have likely experienced harassing collection calls and possible threats from debt collectors or collection agencies to take further action against you if you are not able to make your debt repayments quickly.
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Can you go to jail for debt?
If you have overwhelming debts that you are struggling to repay, you may worry about whether or not you can go to jail for not paying debt.
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How to negotiate credit card debt settlement yourself in Canada
In Canada this year, the average amount of consumer debt (non-mortgage) rose to $21,128 in Q2 2022 which naturally results in a huge amount of Canadians looking for debt relief across the country.
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The best way to pay off credit cards
It is all too easy for many of us to rack up credit card debt in Canada.
Articles & Insights
How to budget to pay off debt
Debt has various consequences, and can cause a number of problems including mental health issues and consequences on your lifestyle.
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