Articles & Insights
Exempt vs non exempt assets in bankruptcy
Many Canadians considering filing bankruptcy as a form of debt relief can become concerned, thinking that they will lose all of their assets in a bankruptcy.
Articles & Insights
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Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
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Second bankruptcies in Canada: what you need to know
As you are probably well aware if you are searching for second bankruptcies in Canada, filing bankruptcy is a legal process.
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Maximum interest rate in Canada – how much can you be charged?
Interest rates can essentially be considered as the ‘cost’ of borrowing money from lenders.
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Increasing cost of living: how to tackle rising prices
It is no secret that an increasing cost of living is causing many households to struggle in recent months, both in Canada and globally.
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Licensed Insolvency Trustee: What is a LIT?
A Licensed Insolvency Trustee (LIT) is a federally licensed and regulated professional that provides debt relief in Canada.
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Business bankruptcy: options for debt help
The decision to declare bankruptcy is never made lightly – if you are self-employed or own a small business, this decision can become even more complex.
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How to file bankruptcy online in Canada
Wondering how to file bankruptcy online in Canada? Thankfully, filing bankruptcy or a consumer proposal online yourself is now possible in Canada with Spergel.
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Consumer proposal reviews and experiences
You have probably already heard about consumer proposals as one of the best formal debt settlement options provided by Licensed Insolvency Trustees if you are looking for consumer proposal reviews.
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CRA notice of collection: how to act
Receiving a CRA notice of collection can be pretty alarming when you were not expecting it, or if you do not know what to do with it.
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Bankruptcy lawyer or Licensed Insolvency Trustee?
If you suddenly become insolvent, it can be confusing to understand whether you require a bankruptcy lawyer or a Licensed Insolvency Trustee.
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Debt collectors: what to do when they contact you
We know how disruptive and frustrating calls from collection agencies and debt collectors can be. If you have had debt in collections for a long time, the chances are debt collectors are calling often. You might even be receiving calls at work.
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Cosigning a loan – what you need to know beforehand
If you are having difficulty securing a personal loan, or are struggling to secure a competitive interest rate alone, cosigning a loan could be a good option for you.
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