Articles & Insights
How do I get creditors to stop calling me?
As if struggling with unmanageable debt was not difficult enough, receiving collection calls from your creditors can make things even worse.
Articles & Insights
Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
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Insolvent meaning – what is insolvency in Canada?
Insolvency is a term that can confuse many Canadians. It is not uncommon to confuse insolvency with bankruptcy, but the two are very different.
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How to avoid bankruptcy in Canada
It can be all too easy to access credit and borrow money sometimes. Most of us use credit cards or personal loans regularly, as a convenient way to access additional funds temporarily.
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How does someone go bankrupt?
Bankruptcy is often considered to be the last resort when it comes to gaining debt relief and beginning a fresh financial future, but for many people it is necessary.
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How to get debt free quickly in Canada
Struggling with debt in Canada is tough. Worrying about how to pay the bills or make ends meet each week is incredibly stressful, especially if you have dependents or a family to look after.
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Bankruptcy in Canada – how long does it last?
The process of bankruptcy in Canada can vary in length, depending on your ability to complete the obligations of the bankruptcy process.
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If you make minimum payments on your credit card, do you get charged interest?
If you have a sizeable balance on your credit card, the thought of paying off your credit card debt can be a little overwhelming.
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Help with CRA debt
CRA debt refers to tax debt owed to the Canada Revenue Agency (CRA). Sometimes, it can be difficult to pay your taxes and we understand just how stressful this can be.
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CRA collections on student loans – how to act
Much like any other debt, if you default on payments for your student loan, your creditor can send your account to a collection agency.
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How does a consumer proposal work?
A consumer proposal is often considered the best bankruptcy alternative in Canada. If you are struggling with overwhelming debt but are keen to avoid bankruptcy, a consumer proposal may be an appropriate debt relief solution for you.
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What is a good credit score in Canada?
When it comes to seeking out new credit or loans, there is a lot of emphasis from lenders on credit score.
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Can I get a loan while in a consumer proposal?
If you have filed a consumer proposal, you may find at some point while making your repayments that you want to take out a loan.
See How Much You Could Save With a Consumer Proposal!
Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.
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