Articles & Insights
Bell Let’s Talk Day 2025: the links between mental health and financial health
On January 22, 2025, Canadians will come together for Bell Let’s Talk Day, an initiative designed to spark conversations about mental health.
Articles & Insights
Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles & Insights
Holiday debt hangover? Here’s how to recover in 2025
The holidays are a time of joy and generosity, but for many, they leave behind a less festive gift: debt.
Articles & Insights
How to stick to your financial resolutions in 2025
As the new year begins, it’s natural to set financial goals that promise a brighter, more secure future.
Articles & Insights
The rising cost of groceries and how to handle it
In recent years, the cost of groceries has steadily increased, placing a strain on household budgets and adding pressure to already tight financial situations.
Articles & Insights
Social pressure and debt: how to manage it
Debt can feel overwhelming on its own, but when social pressure is added to the mix, managing finances becomes even more challenging.
Articles & Insights
Budgeting 101: how to get started with your budget
Creating and sticking to a budget is one of the most effective ways to take control of your finances.
Articles & Insights
Resolutions and goals tracker: transform your resolutions into reality
Setting goals and resolutions is a great way to start the year on a positive note, but sticking to them is often easier said than done. That’s why here at Spergel, the ‘get rid of debt’ people, we’re excited to introduce our Resolutions and Goals Tracker – a practical, easy-to-use resource designed to help you stay on track with your aspirations.
Articles & Insights
How inflation could affect Canadians in 2025: what you need to know
Inflation continues to be a critical factor shaping the financial landscape in Canada.
Articles & Insights
Can I qualify for a mortgage after bankruptcy?
For many Canadians, bankruptcy can feel like the end of any financial opportunities, but this isn’t the case.
Articles & Insights
Bankruptcy or debt consolidation: which is best for you?
When facing overwhelming debt, choosing between bankruptcy and debt consolidation can feel daunting.
Articles & Insights
How to avoid overborrowing: tips for staying financially secure
In today’s world, borrowing money has become a common way to fund big purchases like a home, a new business, or simply covering unexpected expenses.
Articles & Insights
Bankruptcy and Insolvency Act: what you need to know
The Bankruptcy and Insolvency Act (BIA) is a cornerstone of Canada’s financial legal framework, providing individuals and businesses with a structured way to address unmanageable debt.
See How Much You Could Save With a Consumer Proposal!
Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.
How We Help Others
Don’t take our word for it. See what some of our past clients have said.
We Know the Hardest Part Is the First Step
It’s also the most important step. Let’s talk — we guarantee that we can help you.
Quick Contact Form
"*" indicates required fields
Book a Specific Date/Time
Call Us During Business Hours
When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Toll Free: 1-877-557-7367
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
You can also reach us at one of our office locations phone numbers. See our list below on this page.
Mobile Text Us During Business Hours
From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.
Email Us
Sometimes a simple email is the way to get things rolling.
Expect a reply from us during our business hours:
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Click the button below to reach or use our email address:
hello@spergel.ca
Let’s find what works for you
Busy Schedule? Book a Date/Time:
Prefer to Call? Reach Us Here (Toll Free):
Find a Spergel office near you
Use the map to find a Spergel office near you and connect with a Licensed Insolvency Trustee.