E-Books
What To Say When Debt Collectors Call
Getting a call from a debt collector can feel overwhelming. This guide gives you the exact scripts, tips, and resources you need to stay calm, protect your rights, and take control.
Collection Calls
Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles
Can I ignore debt collectors? What really happens if you do
Wondering “can I ignore debt collectors?” Short answer: you can, but it will likely make things worse. Here’s what really happens if you ignore debt collectors in Canada – and what to do instead.
Articles
Why you should never pay a collection agency
If you are not able to pay off your debts – including credit card debt, tax debt, or personal loans – your lender (or creditor) may choose to send your debt to a debt collector or collection agency.
Articles
Remove collections from credit report in Canada: a how-to guide
Many of us face occasions where we are not able to pay our bills on time, be it due to a job loss, unexpected medical bills, or even a divorce.
Articles
What are credit bureaus in Canada and how do they work?
Like many Canadians, you probably check your credit report and credit score regularly.
Articles
How do I avoid repossession?
Repossession is a tough situation that many Canadians might face when they struggle to pay for financed assets like homes, cars, or other valuable assets. It usually happens when a lender reclaims the asset or property when payments are not made in full or on time.
Articles
Top strategies to make yourself creditor proof in Canada
In today’s unpredictable economic landscape, protecting your assets from your creditors is an important consideration for both individuals and businesses.
Articles
Canadian debt collection laws: what can debt collection agencies do?
It is not difficult for debt collectors or collection agencies to make anyone feel nervous, especially when they are calling relentlessly and turning up at the door unexpectedly in order to reclaim owed money.
Articles
How do I find out who I owe collections to?
There is nothing more stressful than receiving persistent collection calls from agencies claiming that you owe them money.
Articles
How to make a settlement with a collections agency
If you miss several payments on a debt that you owe, it is more than likely that the debt will land in collections.
Articles
How long do collections stay on credit report?
If you have clicked on this article, it is highly likely you are worried about collections, and want to know ‘how long do collections stay on credit report?’ We are often asked this question, which is understandable given the importance of your credit score.
Articles
Can a collection agency take you to court in Canada?
If you find yourself struggling with overwhelming debts, you have likely experienced harassing collection calls and possible threats from debt collectors or collection agencies to take further action against you if you are not able to make your debt repayments quickly.
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