Articles & Insights
How do you know if you are insolvent?
Insolvency is a financial state whereby an individual or a business cannot meet its financial obligations on time, typically due to an imbalance between debts and assets.
General
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Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles & Insights
What to bring to a Licensed Insolvency Trustee meeting
If you are finding your financial situation challenging, or are facing mounting debt, you probably want to consider meeting with a Licensed Insolvency Trustee.
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Living paycheque to paycheque: how to break the cycle
In today’s fast paced world, the idea of living paycheque to paycheque has become an all-too familiar reality for many Canadians.
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How to avoid becoming house poor
Buying a property is a huge milestone in many Canadians’ lives. With the cost of living and high rents fast increasing across Canada, owning a home is a great ambition for many.
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How to get debt consolidation help for bad credit
Juggling multiple debts while carrying a credit score that may be lower than you would like can be extremely stressful.
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Ontario debt relief program: effective help that really works
Debt can be an incredibly stressful and overwhelming issue to tackle for thousands of individuals and families across Ontario.
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What is bankruptcy fraud?
Many of us will face financial hardship at some point in our lives for a variety of reasons including job loss or unexpected medical bills.
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How to fix a bad credit score in Canada
Having a good credit score in Canada is important for keeping your finances stable. It will help you to access more credit, like a loan, mortgage, or credit card with a reasonable interest rate
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Top strategies to make yourself creditor proof in Canada
In today’s unpredictable economic landscape, protecting your assets from your creditors is an important consideration for both individuals and businesses.
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Bankruptcy records in Canada – who will find out?
Bankruptcy in Canada is the legal process of assigning any non-exempt assets you may have over to a Licensed Insolvency Trustee in exchange for the clearance of any unsecured debts you may have.
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A guide to your credit card utilization rate and why it matters
Credit cards are an invaluable tool for millions of Canadians. They provide convenience, safety, and allow you to make purchases without having to physically carry cash around with you.
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