Articles & Insights
Credit repair after bankruptcy
If you have filed bankruptcy or are nearing discharge from bankruptcy, you may well be wondering about credit repair in Canada.
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Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Success Stories
Jennifer’s Story
Breaking Free: How Jennifer and Her Husband Escaped the Debt Trap with Spergel
Articles & Insights
How to pay taxes in Canada
Perhaps you have filed your tax returns (or maybe you have not) – and it may be that you owe back taxes to the Canada Revenue Agency (CRA).
Articles & Insights
What happens when you declare bankruptcy?
In order to file bankruptcy in Canada, you need the support of a Licensed Insolvency Trustee who will file for you.
Articles & Insights
CERB relief: support available for Canadians struggling to make their CERB repayments
If you are in need of support when it comes to making your CERB repayments, you are certainly not alone.
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Need money now? Here’s your answer to debt relief
At Spergel, we understand that there is nothing worse than feeling strapped for cash.
Articles & Insights
Average debt in Canada by age: how do you compare?
There’s no denying that Canada can be an expensive place to live, especially if you are living in a city like Toronto or Ottawa, where you may be wondering ‘how much should I spend on rent?’
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Tax bills too much? Here’s what to do
Unfortunately, many of us end up with a large tax bill each year – and you do not even need to be a tax cheat to find yourself with one.
Articles & Insights
Notice of redetermination: solutions for when you can’t afford your CERB repayment
If you received Canada Emergency Response Benefit (CERB) but were ineligible for the criteria, you may well have received a notice of redetermination from the Canada Revenue Agency (CRA) to show that you owe CERB tax debt.
Articles & Insights
Bankruptcy in Ontario: find a Licensed Insolvency Trustee
You have probably landed on this page because you are considering filing bankruptcy in Ontario.
Articles & Insights
Receivership: what is it?
When individuals (or businesses) cannot pay their debts, they may choose to file bankruptcy.
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