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It will likely come as no surprise to you that Canada is in the midst of a student debt crisis. In a world where the vast majority of costs are increasing – the cost of living and rising interest rates to name a couple – so too is the cost of student loans.
If you have filed bankruptcy or are nearing discharge from bankruptcy, you may well be wondering about credit repair in Canada.
Breaking Free: How Jennifer and Her Husband Escaped the Debt Trap with Spergel
Perhaps you have filed your tax returns (or maybe you have not) – and it may be that you owe back taxes to the Canada Revenue Agency (CRA).
In order to file bankruptcy in Canada, you need the support of a Licensed Insolvency Trustee who will file for you.
If you are in need of support when it comes to making your CERB repayments, you are certainly not alone.
At Spergel, we understand that there is nothing worse than feeling strapped for cash.
There’s no denying that Canada can be an expensive place to live, especially if you are living in a city like Toronto or Ottawa, where you may be wondering ‘how much should I spend on rent?’
Unfortunately, many of us end up with a large tax bill each year – and you do not even need to be a tax cheat to find yourself with one.
If you received Canada Emergency Response Benefit (CERB) but were ineligible for the criteria, you may well have received a notice of redetermination from the Canada Revenue Agency (CRA) to show that you owe CERB tax debt.
You have probably landed on this page because you are considering filing bankruptcy in Ontario.
Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.
Don’t take our word for it. See what some of our past clients have said.
It’s also the most important step. Let’s talk — we guarantee that we can help you.
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When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Toll Free: 1-877-557-7367
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
You can also reach us at one of our office locations phone numbers. See our list below on this page.
From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.
Sometimes a simple email is the way to get things rolling.
Expect a reply from us during our business hours:
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Click the button below to reach or use our email address:
hello@spergel.ca
Busy Schedule? Book a Date/Time:
Prefer to Call? Reach Us Here (Toll Free):
Use the map to find a Spergel office near you and connect with a Licensed Insolvency Trustee.
