Articles & Insights
Consequences of not paying student loans
The logic behind student loans is a good one. The government invest money in you via student loans so that you can take the further education you need.
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Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles & Insights
Missed mortgage payment – what are the consequences?
With a steadily increasing cost of living in Canada paired with rising interest rates, it is easier than ever to have a missed mortgage payment.
Articles & Insights
My mortgage is too expensive – what are my options?
For a growing number of Canadians, it is a truth that is a bitter pill to swallow – ‘my mortgage is too expensive’.
Articles & Insights
Right of offset – what is it?
Perhaps you have discovered that your bank has seized money from your bank account to go towards the repayment of a debt that you owe them.
Articles & Insights
Rent assistance: what are my options?
If you are renting while you live in Canada, you likely know how difficult the housing market is across the country right now.
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Debt write off Canada: how to clear your debts
When you are drowning in debt, many of us simply want a debt write off in order to clear our debts for good.
Articles & Insights
How to qualify for a consumer proposal
You have likely heard of a consumer proposal, and are perhaps aware of some of its benefits if you are searching for eligibility for a consumer proposal.
Articles & Insights
Good debt vs bad debt: what’s the difference?
Debt can often get confused with ‘borrowing’, and it often has negative connotations.
Articles & Insights
Bankruptcy discharge: a guide
If you are looking to eliminate your debts and put a stop to creditors contacting you once and for all, you may well be interested in filing bankruptcy.
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Undischarged bankruptcy – what happens next?
Bankruptcy is a form of debt relief intended to provide those who file a fresh financial future, reinforced by the Bankruptcy and Insolvency Act.
Articles & Insights
How long do collections stay on credit report?
If you have clicked on this article, it is highly likely you are worried about collections, and want to know ‘how long do collections stay on credit report?’ We are often asked this question, which is understandable given the importance of your credit score.
Articles & Insights
Pre-approved line of credit: the pros and cons
From time to time, many of us will receive notifications from online lenders or financial institutions to share that they have a pre-approved line of credit for us.
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