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If you have arrived at this article, you are likely trying to understand the difference between a credit counsellor and a Licensed Insolvency Trustee (LIT).
Ever heard of the Canada Repayment Assistance Plan? It is essentially support offered by the Government of Canada if you are struggling financially and find yourself unable to make your payments on your student loan debt.
The word ‘foreclosure’ can seem a little intimidating – you may have been threatened with a foreclosure by your mortgage lender, and are perhaps not entirely sure what it means.
When it comes to debt collection, each province in Canada has its own laws and regulations. Debt collection itself can be a pretty stressful situation to deal with.
In Ontario and the rest of Canada, a mortgage lender is able to take possession of a property if the borrower has not made or is unable to make their mortgage payments.
‘Do you inherit debt in Canada?’ is a frequently asked question, particularly if you know one of your loved ones is in financial difficulty.
Collection calls can be extremely stressful, particularly when you feel harassed and pestered. Struggling with overwhelming debts can be difficult enough without receiving collection calls from collection agencies or debt collectors.
Many Canadians considering filing bankruptcy as a form of debt relief can become concerned, thinking that they will lose all of their assets in a bankruptcy.
As you are probably well aware if you are searching for second bankruptcies in Canada, filing bankruptcy is a legal process.
Interest rates can essentially be considered as the ‘cost’ of borrowing money from lenders.
It is no secret that an increasing cost of living is causing many households to struggle in recent months, both in Canada and globally.
A Licensed Insolvency Trustee (LIT) is a federally licensed and regulated professional that provides debt relief in Canada.
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When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Toll Free: 1-877-557-7367
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
You can also reach us at one of our office locations phone numbers. See our list below on this page.
From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.
Sometimes a simple email is the way to get things rolling.
Expect a reply from us during our business hours:
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Click the button below to reach or use our email address:
hello@spergel.ca
Busy Schedule? Book a Date/Time:
Prefer to Call? Reach Us Here (Toll Free):
Use the map to find a Spergel office near you and connect with a Licensed Insolvency Trustee.
