E-Books & Guides
Breaking Free: How to Overcome Debt and Reclaim Your Peace of Mind
This e-book, reveals how debt quietly accumulates and how lenders profit from your struggles.
General
Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
E-Books & Guides
Debt and Relationships: Navigating Financial Struggles as a Couple or Family
This e-book, reveals how debt quietly accumulates and how lenders profit from your struggles.
E-Books & Guides
Rebuilding After Debt: A Step-by-Step Guide to Financial Stability
This e-book, reveals how debt quietly accumulates and how lenders profit from your struggles.
Budgeting Tools
Groceries Budget Tracker
Want to take control of your grocery budget? Our free Groceries Budget Tracker helps you organize expenses, track spending, and stay on top of your finances with ease!
Budgeting Tools
Goal Tracker Template
Want to make this year your best yet? Our free Goal Tracker Template empowers you to set clear goals, track your progress, and stay motivated throughout the year!
Budgeting Tools
Daily Spending Tracker
Take control of your finances! Our free Daily Spending Tracker helps you log expenses, track income, and visualize your spending habits — so you can stay on budget and reach your financial goals.
Articles & Insights
Debt and rent in Canada: what to do if you’re behind on payments
Falling behind on rent? You’re not alone. With the rising cost of living, more Canadians are facing the difficult reality of choosing between paying rent and managing debt.
Articles & Insights
What NOT to do before filing bankruptcy or a consumer proposal
Considering filing bankruptcy or a consumer proposal in Canada? These are powerful legal debt relief solutions that can help you erase debt and rebuild your financial future.
Articles & Insights
How rent increases are impacting Canadian households – and what you can do about it
Across Canada, rent increases are straining household budgets and forcing families to make tough financial choices. In many cities, the cost of renting has risen faster than wages, making it harder to afford basic living expenses – let alone get ahead.
Articles & Insights
Parenting and debt: how to stay afloat when raising kids isn’t cheap
Across Canada, rent increases are straining household budgets and forcing families to make tough financial choices.
Articles & Insights
House rich, cash poor? Why a consumer proposal may be a smarter option than a reverse mortgage
In today’s economic climate, more and more Canadians are facing a troubling reality: their homes are worth more than ever, but their wallets are emptier than they’ve ever been.
Articles & Insights
Reverse mortgage vs consumer proposal: which is the best solution for homeowners?
Homeownership can be both a blessing and a burden. If you’re “house rich, cash poor,” meaning your home has appreciated in value, but you’re struggling with high-interest debt or limited monthly income, you may be considering a reverse mortgage as a solution.
See How Much You Could Save With a Consumer Proposal!
Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.
How We Help Others
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We Know the Hardest Part Is the First Step
It’s also the most important step. Let’s talk — we guarantee that we can help you.
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