Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
If you’re struggling to keep up with overdue bills, you’re not alone. Rising interest rates, inflation, and the high cost of living have made it harder than ever for Canadians to stay on top of their finances.
If you’re feeling overwhelmed by debt, it’s completely natural to start by searching for debt consolidation loans.
Facing debt can feel overwhelming, and it’s tempting to consider all available financial resources – including your RRSP – as a way out.
Owning a home in Canada is a significant achievement. However, many homeowners are facing increasing financial pressure due to rising debt levels.
If you’re exploring debt relief options like a consumer proposal or bankruptcy, you’ve likely discovered the term ‘Licensed Insolvency Trustee (LIT)’.
Bankruptcy is one of the most misunderstood financial topics, often surrounded by myths and misconceptions.
If you’re struggling with debt, taking that first step toward getting help can feel overwhelming. At Spergel, we know how stressful it can be just to pick up the phone or click “book a free consultation.” But that one small step to book in a Licensed Insolvency Trustee consultation could make a huge difference.
If you’re considering filing for bankruptcy or a consumer proposal, you might be wondering how it could impact your job.
Every year, millions of Canadians eagerly anticipate their tax refunds. As of March 11, 2025, the Canada Revenue Agency (CRA) reported that the average tax refund issued was approximately $2,000.
Debt can be sneaky – it often builds up gradually until it suddenly feels overwhelming.
Budgeting on a low income can feel overwhelming, especially when expenses seem to pile up faster than your earnings.
Your credit report is a crucial reflection of your financial history, and missed payments can leave a lasting mark.
Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.
Don’t take our word for it. See what some of our past clients have said.
It’s also the most important step. Let’s talk — we guarantee that we can help you.
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When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Toll Free: 1-877-557-7367
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
You can also reach us at one of our office locations phone numbers. See our list below on this page.
From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.
Sometimes a simple email is the way to get things rolling.
Expect a reply from us during our business hours:
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Click the button below to reach or use our email address:
hello@spergel.ca
Busy Schedule? Book a Date/Time:
Prefer to Call? Reach Us Here (Toll Free):
Use the map to find a Spergel office near you and connect with a Licensed Insolvency Trustee.
