Articles & Insights
Social pressure and debt: how to manage it
Debt can feel overwhelming on its own, but when social pressure is added to the mix, managing finances becomes even more challenging.
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Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles & Insights
Budgeting 101: how to get started with your budget
Creating and sticking to a budget is one of the most effective ways to take control of your finances.
Articles & Insights
Resolutions and goals tracker: transform your resolutions into reality
Setting goals and resolutions is a great way to start the year on a positive note, but sticking to them is often easier said than done. That’s why here at Spergel, the ‘get rid of debt’ people, we’re excited to introduce our Resolutions and Goals Tracker – a practical, easy-to-use resource designed to help you stay on track with your aspirations.
Articles & Insights
How inflation could affect Canadians in 2025: what you need to know
Inflation continues to be a critical factor shaping the financial landscape in Canada.
Articles & Insights
Can I qualify for a mortgage after bankruptcy?
For many Canadians, bankruptcy can feel like the end of any financial opportunities, but this isn’t the case.
Articles & Insights
Bankruptcy or debt consolidation: which is best for you?
When facing overwhelming debt, choosing between bankruptcy and debt consolidation can feel daunting.
Articles & Insights
How to avoid overborrowing: tips for staying financially secure
In today’s world, borrowing money has become a common way to fund big purchases like a home, a new business, or simply covering unexpected expenses.
Articles & Insights
Bankruptcy and Insolvency Act: what you need to know
The Bankruptcy and Insolvency Act (BIA) is a cornerstone of Canada’s financial legal framework, providing individuals and businesses with a structured way to address unmanageable debt.
Articles & Insights
How the snowflake method can help you tackle debt
If paying off debt feels overwhelming, you’re not alone. When it comes to managing and eliminating debt, finding a method that works for your unique financial situation is crucial.
Articles & Insights
How to get a credit card after bankruptcy
A huge advantage of bankruptcy is being able to reset your finances, and begin afresh. It means you’re free from your unsecured debts, and you are given the chance to begin rebuilding your credit report and saving money.
Articles & Insights
The growing demand for food banks in Canada: what you need to know
In recent years, the reliance on food banks in Canada has surged dramatically, reflecting broader economic challenges faced by individuals and families nationwide.
Articles & Insights
Your guide to setting financial goals for 2025
The start of a new year is a prime opportunity to take control of your finances and set clear goals for the year ahead
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