Goal Tracker Template
Want to make this year your best yet? Our free Goal Tracker Template empowers you to set clear goals, track your progress, and stay motivated throughout the year!
- Date:
- Author: Spergel
Ready to Reach Your Goals?
Download Our Goal Tracker (Digital) Template!
Empower Yourself – With the Right Tools to Get There.
Enter Your Details to Get Your Download
"*" indicates required fields
Benefits of Tracking Templates:
- Resolutions Dashboard: Track your overall progress with a clear summary of goals set, goals achieved, and your success rate.
- Resolution Details: Define specific targets and milestones for each resolution, and track your progress with a visual progress bar.
- Frequency Marking: Log your progress daily, weekly, monthly, or yearly, depending on the nature of your goals.
Empower yourself
Money Tips, Tools & Trackers, Research, Articles, Media and More!
Real life client story: She didn’t just file, she finished. A 60-month consumer proposal
How student debt and living paycheque to paycheque overwhelmed a young student – and how she found a fresh start.
Real life client story: When a business didn’t work out, debt followed – and asking for help changed everything
How a business setback and rising debt left a mother feeling overwhelmed – and how seeking help restored stability.
Real life client story: From injury to financial crisis: how a pro athlete rebuilt stability through a consumer proposal
How a career-changing injury left a professional athlete facing overwhelming debt – and how a consumer proposal gave his family stability and hope.
Real life client story: How a consumer proposal helped Ruby rebuild her mental health and stability
How debt, betrayal, and wage garnishment pushed a young professional to the breaking point – and how a consumer proposal helped her rebuild her mental health and stability.
Surplus income limits in Canada – updated for 2026
Each year, the Office of the Superintendent of Bankruptcy (OSB) updates the surplus income limits for individuals filing for bankruptcy in Canada.
Tax Stress Survey 2026: A cash-flow stress test for Canadians
In a survey of 210 Canadians, many expect to owe money, some report cutting back on essentials. Payment arrangements are becoming the default plan for managing CRA balances.
2026 Canada tax deadline: when to file and when to pay
If you’re filing your 2025 income tax return in 2026, it’s important to know exactly when your return is due – and when payment is required.
Grocery Debt: the “New Normal” for Canadians in 2026: What Spergel’s survey reveals
A recent survey of Canadians reveals a startling shift in how we buy food. Over 60% of respondents report skipping meals or reducing portions to save money. This report explores the “credit orbit” and the rising trend of juggling bills to afford basic essentials.
The average cost of living in Canada: a breakdown by province in 2026
The average cost of living in Canada can vary significantly depending on where you live, making it crucial for individuals and families to understand these differences when planning their budgets.
Informal Debt Settlement in Canada (2026): How it Works, Risks, and Better Alternatives
Many Canadians want to get out of debt without filing anything formal – no bankruptcy, no consumer proposal, no court
Retirement Debt Guide
A free, practical guide to help you understand your debt relief options, protect what matters most, and move into retirement with confidence.
Stay in Business: How to handle small business debt
If debt, CRA obligations, or cash flow stress are putting your business at risk, this free guide shows you how to regain control, without judgment or guesswork.
Spergel’s Financial Hangover Survey & Results
As Blue Monday approaches, Spergel’s Financial Hangover survey reveals how deeply holiday spending has impacted Canadians’ financial and emotional wellbeing.
The ultimate holiday spending guide (2025)
The holidays should feel joyful – not stressful. Yet many Canadians overspend without realizing it until the credit card bill arrives in January.
Gift Giving Budget Tracker
Feeling stressed about gift shopping and budgets? We get it. That’s why we built this free, user-friendly Gift Giving Budget Tracker to help you plan ahead and spend with confidence.
Debt Load and the Impact to Psychological Wellbeing
Uncovering how debt impacts the mental health and wellbeing of Canadians and how debt relief can change lives.
Get Everything You’re Looking For - All In One Spot
Get More Tools, Tips & Insights Straight to Your Inbox!
Sign up today and get debt advice from experienced financial professionals.
Subscribe to our Newsletter
"*" indicates required fields