Daily Spending Tracker

Take control of your finances! Our free Daily Spending Tracker helps you log expenses, track income, and visualize your spending habits — so you can stay on budget and reach your financial goals.

Ready to Reach Your Goals?

Download Our Daily Spending Tracker (Digital) Template!

Empower Yourself – With the Right Tools to Get There.

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Daily Spending Tracker

See What’s Inside

  • Expense Categorization: Organize spending into customizable categories for a clear breakdown of where your money goes.
  • Annual Summary: Get a big-picture view of your yearly spending trends, top expense categories, and overall financial alignment.
  • Data Visualization: Use charts and graphs to easily spot trends, adjust spending habits, and make informed financial decisions.

Empower yourself​

Money Tips, Tools & Trackers, Research, Articles, Media and More!

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Bankruptcy exemptions by province in 2026

Filing for bankruptcy in Canada does not mean you automatically lose everything you own. Bankruptcy exemptions protect certain assets you need for everyday life and work.

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Spergel Surveys
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U.S. tariffs, jobs, and household debt in Canada: 2026 survey findings

Tariffs are often discussed in terms of trade and jobs. Spergel’s new 2026 survey brings the focus closer to home: respondents reported lower employment income, greater reliance on credit, and rising household debt amid U.S. trade disruption. Many are still making payments even as their finances become harder to manage.

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Spergel Surveys
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The Emotional Toll of Debt

Spergel’s 3rd Annual Study explores the relationship between debt and mental health in Canada, including how financial stress affects Canadians’ wellbeing, relationships, and daily lives – and why many delay seeking help even when their debt has become overwhelming.

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E-Books & Guides
What To Say When Debt Collectors Call: A Canadian Guide

What To Say When Debt Collectors Call

Getting a call from a debt collector can feel overwhelming. This guide gives you the exact scripts, tips, and resources you need to stay calm, protect your rights, and take control.

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