Articles
What NOT to do before filing bankruptcy or a consumer proposal
Considering filing bankruptcy or a consumer proposal in Canada? These are powerful legal debt relief solutions that can help you erase debt and rebuild your financial future.
Personal Bankruptcy: Articles
Explore expert insights, practical tips, and real-life guidance to help you understand how bankruptcy works.
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Read More About Personal Bankruptcy
Discover helpful insights and expert guidance on filing for personal bankruptcy in Canada.
Articles
Debunking common bankruptcy myths: the truth about debt relief in Canada
Bankruptcy is one of the most misunderstood financial topics, often surrounded by myths and misconceptions.
Articles
Warning signs of bankruptcy: how to recognize red flags and take action
When financial struggles begin to spiral out of control, bankruptcy may seem like the only way out.
Articles
Can I qualify for a mortgage after bankruptcy?
For many Canadians, bankruptcy can feel like the end of any financial opportunities, but this isn’t the case.
Articles
Bankruptcy and Insolvency Act: what you need to know
The Bankruptcy and Insolvency Act (BIA) is a cornerstone of Canada’s financial legal framework, providing individuals and businesses with a structured way to address unmanageable debt.
Articles
How to get a credit card after bankruptcy
A huge advantage of bankruptcy is being able to reset your finances, and begin afresh. It means you’re free from your unsecured debts, and you are given the chance to begin rebuilding your credit report and saving money.
Articles
What are the pros and cons of bankruptcy?
For anyone struggling with more debt than they can afford to repay, filing bankruptcy could be an excellent way to clear any unmanageable debts.
Articles
How long does bankruptcy stay on your credit report?
Bankruptcy can provide a fresh financial start for individuals struggling with overwhelming debt, but it comes with long-term consequences, particularly for your credit.
Articles
What is a stay of proceedings in insolvency?
For many, one of the most stressful elements of being in debt or facing insolvency is harassment from collection agency calls, or creditors threatening to pursue legal action or a wage garnishment against you.
Articles
Insolvency vs bankruptcy: what’s the difference?
When faced with financial challenges, you may come across the terms insolvency and bankruptcy.
Articles
What is a bankruptcy trustee? Understanding their role in debt relief
If you’re facing unmanageable debt and are considering a form of debt relief like a consumer proposal or bankruptcy, you might have heard the term ‘bankruptcy trustee’ mentioned in your research.
Articles
How to avoid bankruptcy court in Canada
Facing financial challenges can be overwhelming, and for many, the thought of bankruptcy court adds extra anxiety.
Find Out How Much You Can Save With a Consumer Proposal!
Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.
Real Canadians. Real Success — Like David
“Spergel has been a true lifesaver for me. Facing overwhelming debts and a very challenging time in my life in general, they expertly navigated me through the bankruptcy process with compassion and efficiency. Their hands-on approach made the process seamless. Now, I’m on the road to financial recovery, free from the burdens of the past. Thank you, Spergel, for providing the support I needed for a fresh start.”
– David, Ontario
David’s Story is just one of many
David’s story is just one example of how bankruptcy, when guided by the right support, can offer real hope and lasting relief. Whether you’re dealing with personal loans, tax debt, or creditor pressure, bankruptcy can be a lifeline. Explore more Success Stories from Canadians we’ve helped — or reach out so we can help you, too.
They Said It Best
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