Articles & Insights
Payday loan alternative – what are my options?
Payday loans were originally intended as a means of tiding Canadians over by lending a small amount of money until the next paycheque, hence the name ‘payday loans’.
Articles & Insights
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Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles & Insights
Tax relief for seniors: all you need to know
For seniors in Canada, filing tax looks a little different to other age groups across the country.
Articles & Insights
Chapter 11 bankruptcy: can I file it?
If you have landed on this page, you have likely come across the term ‘chapter 11 bankruptcy’ before. Chapter 11 refers to a chapter of the US Bankruptcy Code, which provides bankruptcy guidance for businesses, partnerships, and proprietorships.
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Buyer’s remorse laws: how they can save you from debt
You have probably heard of the term ‘buyer’s remorse’. It refers to a regret following a purchase that has been made.
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Who can put a lien on your house in Canada?
You may have heard of the term ‘to put a lien’ on something, but you may be unsure as to what this actually means.
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CERB repayment debt: what you need to know
At Spergel, each day we meet hundreds of Canadians each looking for debt relief, advice, and answers on how they can best manage both consumer and corporate debts.
Articles & Insights
Canada debt forgiveness: your options
You may well be wondering which Canada debt forgiveness programs are out there, especially if you are tired of juggling multiple overdue bill payments.
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DIY debt solutions – when they work, and when they don’t
With a rising cost of living and multiple interest rate hikes, it is little surprise that many Canadians are struggling with financial difficulties, often not knowing how to make ends meet.
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Student debt crisis: how to eliminate student loan debt
It will likely come as no surprise to you that Canada is in the midst of a student debt crisis. In a world where the vast majority of costs are increasing – the cost of living and rising interest rates to name a couple – so too is the cost of student loans.
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Credit repair after bankruptcy
If you have filed bankruptcy or are nearing discharge from bankruptcy, you may well be wondering about credit repair in Canada.
Articles & Insights
How to pay taxes in Canada
Perhaps you have filed your tax returns (or maybe you have not) – and it may be that you owe back taxes to the Canada Revenue Agency (CRA).
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What happens when you declare bankruptcy?
In order to file bankruptcy in Canada, you need the support of a Licensed Insolvency Trustee who will file for you.
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