Articles & Insights
CERB relief: support available for Canadians struggling to make their CERB repayments
If you are in need of support when it comes to making your CERB repayments, you are certainly not alone.
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Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
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Need money now? Here’s your answer to debt relief
At Spergel, we understand that there is nothing worse than feeling strapped for cash.
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Average debt in Canada by age: how do you compare?
There’s no denying that Canada can be an expensive place to live, especially if you are living in a city like Toronto or Ottawa, where you may be wondering ‘how much should I spend on rent?’
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Tax bills too much? Here’s what to do
Unfortunately, many of us end up with a large tax bill each year – and you do not even need to be a tax cheat to find yourself with one.
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Notice of redetermination: solutions for when you can’t afford your CERB repayment
If you received Canada Emergency Response Benefit (CERB) but were ineligible for the criteria, you may well have received a notice of redetermination from the Canada Revenue Agency (CRA) to show that you owe CERB tax debt.
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Bankruptcy in Ontario: find a Licensed Insolvency Trustee
You have probably landed on this page because you are considering filing bankruptcy in Ontario.
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Receivership: what is it?
When individuals (or businesses) cannot pay their debts, they may choose to file bankruptcy.
Articles & Insights
Mortgage help in Canada: programs available to those struggling to make mortgage payments
With the eighth rate hike in a row, if you’re looking for mortgage help in Canada, you’re not alone. Struggling to pay your mortgage? There are mortgage help programs available to all Canadians. Want to talk to someone about your options?
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Consumer proposal example: what could yours look like?
If you are looking for a consumer proposal example, you are highly likely weighing up the advantages of a consumer proposal and looking to file one yourself.
Articles & Insights
How much interest does CRA charge on unpaid taxes?
When it comes to creditors, the Canada Revenue Agency (CRA) has an unrivalled amount of power where consequences for not paying your tax debts are concerned.
Articles & Insights
Secured credit card: what is it?
Perhaps this is your first step into the realm of credit cards, or perhaps you may be looking to be smarter with your money management.
Articles & Insights
3 types of bankruptcies: what are the differences?
Filing bankruptcy is a necessary step for many Canadians each year in order to write off any unsecured debts and begin a fresh financial future.
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