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For many, one of the most stressful elements of being in debt or facing insolvency is harassment from collection agency calls, or creditors threatening to pursue legal action or a wage garnishment against you.
Once again, November marks Financial Literacy Month in Canada – a dedicated time to boost Canadians’ knowledge about managing finances.
Personal loans are increasingly popular for handling unexpected expenses, consolidating debt, or funding significant purchases.
When faced with financial challenges, you may come across the terms insolvency and bankruptcy.
If you’re facing unmanageable debt and are considering a form of debt relief like a consumer proposal or bankruptcy, you might have heard the term ‘bankruptcy trustee’ mentioned in your research.
One of the questions we are asked the most by those who have filed bankruptcy or a consumer proposal is how to rebuild their credit score.
Facing financial challenges can be overwhelming, and for many, the thought of bankruptcy court adds extra anxiety.
Debt is a reality many Canadians face, and when it becomes overwhelming, finding the right solution to regain financial control is essential.
Financial difficulties can affect anyone, and it can leave you feeling burdened by a cycle of overwhelming debt.
Credit cards can be powerful financial tools when used responsibly. They offer convenience, delayed payments, security, and even rewards, but mismanaging credit can lead to credit card debt and financial stress.
Financial independence is a goal many of us aspire to. It’s the freedom to live life on your own terms, free from the stress of paycheque-to-paycheque living.
Life is full of surprises – some exciting, and others not so much. Unforeseen expenses, like unexpected car repairs, medical bills, or emergency home repairs, can strain even the most carefully planned budget.
Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.
Don’t take our word for it. See what some of our past clients have said.
It’s also the most important step. Let’s talk — we guarantee that we can help you.
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When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Toll Free: 1-877-557-7367
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
You can also reach us at one of our office locations phone numbers. See our list below on this page.
From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.
Sometimes a simple email is the way to get things rolling.
Expect a reply from us during our business hours:
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Click the button below to reach or use our email address:
hello@spergel.ca
Busy Schedule? Book a Date/Time:
Prefer to Call? Reach Us Here (Toll Free):
Use the map to find a Spergel office near you and connect with a Licensed Insolvency Trustee.
