Articles & Insights
What is statute barred debt?
When dealing with unpaid debts, you might encounter the term ‘statute barred debt’.
General
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Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles & Insights
How to pay off a line of credit: a comprehensive guide
In today’s fast-paced financial landscape, a line of credit can be both a lifeline and a potential pitfall. While it offers the flexibility to access funds when needed, it can also lead to unmanageable debt if not used wisely.
Articles & Insights
How to get money to leave an abusive relationship
Leaving an abusive relationship can feel incredibly overwhelming, especially when financial insecurity is involved. Financial dependence is often a major obstacle for those trying to escape, making it difficult to imagine a safe and stable future.
Articles & Insights
Live debt free: how to achieve financial freedom
Debt can feel like a constant weight holding you back from true financial freedom. And financial freedom is so much more than just a buzzword – it’s a goal many Canadians strive for. For many, the dream of living debt free feels distant, buried under rising costs, surprise expenses, and the easy lure of credit.
Articles & Insights
How to achieve a debt free retirement: a comprehensive guide
Achieving a debt free retirement is a goal shared by many Canadians, and with good reason.
Success Stories
Samantha’s Story
Learn how Samantha used a consumer proposal to escape credit card & line of credit debt, stop collection calls, and keep her home in British Columbia.
Articles & Insights
What is a spendthrift?
A spendthrift is someone who habitually spends money in an irresponsible or wasteful manner.
Articles & Insights
Does medical debt affect your credit?
Medical debt can be an overwhelming burden, particularly in Canada, where healthcare is largely public but not always entirely free.
Articles & Insights
Consumer proposal FAQs: everything you need to know
A consumer proposal is a debt relief solution available to individuals in Canada who are struggling to repay their unsecured debts.
Articles & Insights
How to budget biweekly paycheques: a guide for Canadians
Managing your finances on a biweekly pay schedule can be challenging, especially when many bills and expenses are set to monthly cycles.
Articles & Insights
What happens to your pension if you go bankrupt in Canada?
Getting ready for retirement, but worried about the amount of debt you’re facing? You might be considering your debt relief options, and while filing bankruptcy can feel like a daunting prospect for anyone, it’s important to understand how it affects your financial assets, particularly your pension.
Articles & Insights
Bankruptcy FAQs: everything you need to know
Filing for bankruptcy is a significant decision that can impact your financial future, potentially eliminating your unsecured debts and providing the means for a fresh start. At Spergel, the ‘get rid of debt’ people, we understand that the process of bankruptcy can seem overwhelming and confusing.
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