Success Stories
Samantha’s Story
Learn how Samantha used a consumer proposal to escape credit card & line of credit debt, stop collection calls, and keep her home in British Columbia.
General
Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles & Insights
What is a spendthrift?
A spendthrift is someone who habitually spends money in an irresponsible or wasteful manner.
Articles & Insights
Does medical debt affect your credit?
Medical debt can be an overwhelming burden, particularly in Canada, where healthcare is largely public but not always entirely free.
Articles & Insights
How to leave a marriage with no money
Leaving a marriage is difficult, and the situation can feel even more daunting when you have little or no money.
Articles & Insights
Consumer proposal FAQs: everything you need to know
A consumer proposal is a debt relief solution available to individuals in Canada who are struggling to repay their unsecured debts.
Articles & Insights
How to budget biweekly paycheques: a guide for Canadians
Managing your finances on a biweekly pay schedule can be challenging, especially when many bills and expenses are set to monthly cycles.
Articles & Insights
What happens to your pension if you go bankrupt in Canada?
Getting ready for retirement, but worried about the amount of debt you’re facing? You might be considering your debt relief options, and while filing bankruptcy can feel like a daunting prospect for anyone, it’s important to understand how it affects your financial assets, particularly your pension.
Articles & Insights
Bankruptcy FAQs: everything you need to know
Filing for bankruptcy is a significant decision that can impact your financial future, potentially eliminating your unsecured debts and providing the means for a fresh start. At Spergel, the ‘get rid of debt’ people, we understand that the process of bankruptcy can seem overwhelming and confusing.
Articles & Insights
407 ETR debts: all you need to know
Navigating the world of toll roads and their associated debts can be daunting, especially when it involves something as significant as the 407 ETR.
Articles & Insights
How to manage anxiety over debt: practical tips for finding peace
Debt is more than just a financial burden – it can be an emotional one, too. It can be a significant source of anxiety for many Canadians.
Articles & Insights
Effective strategies for dealing with debt stress
Dealing with debt can be a daunting experience, often leading to significant stress and anxiety.
Articles & Insights
Debt relief glossary
Navigating the complex world of debt relief can be challenging without a clear understanding of the key terms and concepts involved.
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How We Help Others
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